Based on the hiring poster, here is a professional Job Description (JD) for the Sales Officer – Gold Loan role.
Job Description (JD)
Position
Sales Officer – Gold Loan
Company
DBS Bank (Hiring through TeamRed Management Ltd.)
Job Location
Bangalore Cluster
HBR Layout
HSR Layout
Basavanagudi
Bellandur
Yelahanka
RR Nagar
Basaveshwaranagar
Banashankari
Shivajinagar (Cantonment)
Additional Locations:
Mandya
Tumakuru
Job Summary
The Sales Officer – Gold Loan is responsible for sourcing new customers, promoting DBS Bank Gold Loan products, achieving sales targets, and maintaining strong customer relationships while ensuring compliance with bank policies.
Key Responsibilities
Acquire new customers for Gold Loan business.
Generate leads through field visits, referrals, and local market activities.
Explain Gold Loan features, eligibility, and documentation requirements to customers.
Achieve monthly sales and business targets.
Coordinate with branch operations for smooth loan processing.
Maintain relationships with existing customers for repeat business.
Cross-sell other banking products wherever applicable.
Ensure compliance with bank policies and regulatory guidelines.
Prepare daily sales reports and update CRM/MIS.
Eligibility
Education
HSC (12th Pass) / Any Graduate
Experience
Candidates with Gold Loan Sales experience preferred.
Candidates from Banking or NBFC with experience in other loan products (Personal Loan, Business Loan, LAP, Home Loan, Vehicle Loan, etc.) can also apply.
Freshers with strong sales aptitude may be considered (subject to company policy).
Age
22–32 years
Required Skills
Sales and negotiation skills
Customer relationship management
Communication skills
Field sales experience
Target-oriented approach
Basic banking and lending knowledge
Ability to work independently
Preferred Industry
Banks
NBFCs
Gold Loan Companies
Financial Services
Salary & Benefits
PF
Gratuity
Medical Insurance
Accidental Insurance
ESIC (as applicable)
Attractive Incentives
Career growth opportunities
Working Model
Field Sales
Branch-based role
Local market customer acquisition