Job Title: Relationship Officer – MSME / LAP / Housing Loan
Location: Jaipur
Department: Assets | Sales
Grade: Executive / Sr. Executive / AM–I
Job Type: Full-Time | Field Sales
Job Summary:
Responsible for direct market sourcing of secured loan customers (MSME / LAP / Housing Loan), handling documentation, portfolio monitoring, and ensuring compliance with bank policies.
Key Responsibilities:
• Direct sourcing of MSME / LAP / Housing Loan customers
• Explain product details and complete loan documentation
• Conduct customer visits and monitor loan portfolio
• Maintain credit discipline and ensure zero default recovery
• Follow bank policies and submit timely reports
Eligibility & Experience:
• Minimum 1 year experience in MSME / LAP / Housing Loan (secured loans only)
• Mandatory exposure to Affordable MSME / Affordable LAP / Affordable HL
• Graduation (any stream)
• Age: Up to 30 years
• CIBIL Score: Minimum 700
• Employment gap (if any): Not more than 4 months
• Must be ready to join on similar CTC
🚫 Not Eligible:
Personal Loan | Credit Card | Fresher | Unsecured Loan background
Salary & Benefits:
• Up to ₹25,000/month CTC (based on experience & last CTC)
• Fuel Allowance
• Mediclaim
• Term Insurance
Documents Required:
• Aadhaar & PAN (copy)
• Last 3 months payslips / increment letter
• Current offer letter
• Experience & relieving letter (previous organization)