Business Development Executive

Job Title: Relationship Manager – Home Loan & LAP

Location: Ranchi, Jharkhand

Department: Retail Assets / Secured Loans

Experience: 1 – 2 Years (in Home Loan / LAP Sales)

Salary: ₹4 LPA (Fixed) + Attractive Incentives

Organization: Jana Small Finance Bank

About Jana Small Finance Bank:

Jana Small Finance Bank is one of India’s leading small finance banks, focused on providing financial inclusion through responsible banking. We offer a wide range of products including Home Loans, Loan Against Property, MSME Loans, Savings & Current Accounts, and more — serving millions of customers across the country.

Role Summary:

As a Relationship Manager (Home Loan & LAP) at Jana Small Finance Bank, you will be responsible for sourcing new customers, maintaining client relationships, and driving business growth in the secured loans segment. You will work closely with internal stakeholders to ensure smooth processing, approval, and disbursement of loans.

Key Responsibilities:

Source new customers for Home Loan• and Loan Against Property (LAP) through field visits, references, connectors, and DSA channels.

• Identify potential customers and understand their credit requirements.

• Achieve monthly and quarterly disbursement and revenue targets.

• Maintain strong relationships with existing customers to ensure repeat and referral business.

Coordinate with the credit•, operation, and legal teams to ensure timely loan sanction and disbursement.

• Ensure all documentation and KYC norms are adhered to as per bank policies.

• Keep updated on market trends, competitor offerings, and pricing strategies.

• Uphold the brand image and deliver superior customer experience.

Candidate Requirements:

• Education: Graduate / Post-Graduate (MBA preferred)

• Experience: 1–2 years of experience in Home Loan and/or LAP sales (from Bank/NBFC)

• Strong understanding of local market (Ranchi and nearby regions)

• Excellent communication, negotiation, and customer-handling skills

• Self-driven and target-oriented individual with a passion for sales

• Basic knowledge of loan documentation and credit processes

Compensation & Benefits:

• CTC: ₹4 LPA (Fixed) + Attractive Incentives

• Fuel/Mobile Reimbursements as per policy

• Health & Life Insurance coverage

• Performance-based career growth opportunities within the bank

Work Location:

Jana Small Finance Bank, Ranchi, Jharkhand

• इस फुल टाइम सेल्स / बिज़नेस डेवलपमेंट Job में 6 - 12 महीने का अनुभव वाले उम्मीदवारों की जरुरत है।