Job Title: Australian Mortgage Executive
Key Responsibilities
Must have knowledge of Australian Mortgage process.
Manage and process Australian residential mortgage applications from initial submission through to settlement.
Review loan applications and supporting documents for completeness, accuracy, and compliance.
Perform initial assessment of borrower information, including income, employment, assets, liabilities, expenses, and supporting documents.
Prepare and submit loan applications to Australian lenders and mortgage aggregators.
Liaise with Australian mortgage brokers, lenders, banks, valuers, solicitors, and settlement agents.
Follow up with lenders regarding application status, outstanding documents, approvals, and settlement requirements.
Maintain accurate records of loan applications and update relevant CRM or loan-processing systems.
Review lender correspondence and communicate requirements or conditions to brokers and clients.
Assist with obtaining and checking documents such as payslips, bank statements, identification, tax returns, rental statements, and financial statements.
Monitor application milestones and ensure that all conditions are satisfied before settlement.
Coordinate with relevant parties to ensure loans proceed smoothly to settlement.
Identify missing or inconsistent information and escalate issues to the appropriate broker or senior team member.
Ensure all work is completed in accordance with Australian lending procedures, company policies, and lender requirements.
Maintain confidentiality and securely handle sensitive customer and financial information.
Meet daily/weekly processing targets and agreed service-level timelines.
Provide regular updates to brokers and internal stakeholders regarding application progress.