Credit Compliance Lead

Lead - Credit Compliance Regulatory and Policy Compliance Responsibility: Ensure all credit underwriting, loan origination, and processing activities align with internal credit policies and external banking regulations or lending laws. Key Metric: Zero major compliance breaches or regulatory penalties during audits. [ 1 ] Credit Risk Assessment & File Review Responsibility: Conduct rigorous pre-approval and post-approval reviews of high-value or complex credit files to validate accuracy and risk thresholds. Key Metric: Turnaround time for compliance sign-off and accuracy percentage of file evaluations. Audit and Exception Management Responsibility: Identify credit exceptions, missing documentation, or policy deviations; track remediation and reporting. Key Metric: Percentage of identified exceptions resolved within the designated SLA (Service Level Agreement). Process Training and Advisory Responsibility: Guide sales, lead generation, and credit underwriting teams on updated compliance mandates, KYC/AML norms, and documentation requirements. Key Metric: Frequency of team training sessions and reduction in recurring documentation error