Tata AIA Life Insurance – Become an Agent
Eligibility
Must be an Indian citizen, age 18+
10th pass (rural) or 12th pass (urban)
Complete 15-hour IRDAI training and pass the certification exam
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Commission Structure by Policy Type
Regular Premium Plans & Term Insurance
1st Year: 30–35% of annual premium
2nd & 3rd Year: 7.5%
4th Year Onward: 5%
Single Premium Plans
1st Year Only: 2%
Pension Plans
1st Year: 7.5%
2nd Year Onward: 2%
Group & Investment Plans
1st Year Only: 5% or lower
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Earning Example
For a ₹50,000 annual premium regular policy:
1st Year: ₹15,000 – ₹17,500
2nd & 3rd Year: ₹3,750/year
4th Year onward: ₹2,500/year
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Additional Benefits
Higher commissions on regular premium & term plans
Monthly payouts directly to bank account
Performance incentives like bonuses, rewards, and foreign trips
Flexible career: part-time or full-time
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Registration Process
1. Apply online at Tata AIA’s website (“Join as an Advisor”)
2. Submit KYC and educational documents
3. Complete IRDAI training and exam
4. Get certified and start earning commissions
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👉 Why Join?
Becoming a Tata AIA Agent offers high first-year earnings (up to 35%), plus renewal income that builds long-term passive income while enjoying