JOB DISCRIPTION
FOS (Field Officer/Field Collection Officer) you mean a field collection role in loan recovery in Gurugram, the typical requirements are:
12th pass or Graduate
Experience in collections, recovery, banking, NBFC, or field sales (many employers prefer 6 months–2 years)
Good communication and negotiation skills
Own bike and valid driving licence (often required for field visits)
Basic smartphone skills for collection apps and reporting
DRA certification is preferred by some employers, especially for recovery roles. (BeBee) fixed salary plus large incentive opportunities.