Visit customers and conduct field verification.
Collect and verify customer KYC and loan-related documents.
Assess the customer's creditworthiness and repayment capacity.
Conduct residence/business verification and customer interviews.
Check existing loans and repayment history.
Prepare and submit credit appraisal reports.
Ensure all documents are complete and accurate before loan processing.
Coordinate with the Sales, Operations and Branch teams.
Follow company credit policies, processes and compliance guidelines.
Monitor assigned cases and support timely loan disbursement.
Identify and report potential credit/fraud risks.
Maintain proper records and daily field reports.