Key Responsibilities
· Handle business loan collections with focus on DPD 90+ and 180+ cases
· Manage NPA and write-off accounts
· Conduct field visits for recovery and borrower follow-ups
· Develop and implement collection and recovery strategies
· Manage high-value ticket size accounts (₹7–10 lakhs+)
· Negotiate repayment terms and secure commitments
· Maintain daily MIS reports and system updates
· Ensure compliance with RBI guidelines and company policies
· Coordinate with internal stakeholders and reporting managers
Key Skills
· Hard Collections
· NPA Management
· Field Collections
· Negotiation & Recovery
· Portfolio Management
· Skip Tracing (if applicable)
· Communication & Interpersonal Skills
Eligibility Criteria
· Minimum 5 years of experience in Business Loan Collections
· Proven experience in hard collections (DPD 90+/180+)
· Experience handling ₹7–10 lakh+ ticket size accounts
· Local candidate (mandatory)
· Language proficiency: English, Hindi, Regional Language
· Valid driving license & own vehicle