Business Sourcing & Sales: Generate new home loan leads, housing loans, and loans against property (LAP) through open markets, channel partners, real estate agents, builders, and direct bank branches.
Client Consultation & Advisory: Meet or talk with prospective buyers to evaluate their financial goals, explain loan products, interest rates, eligibility criteria, and repayment terms.
Document Verification & Assessment: Collect, review, and verify financial documents (income statements, tax returns, bank statements, CIBIL/credit reports, property papers) to determine creditworthiness and risk.
Application Processing & Coordination: Prepare loan files, coordinate with credit appraisal, legal, and technical teams, and track applications from initial login to final sanction and disbursement.
Meet monthly and quarterly sales and portfolio targets while maintaining regulatory compliance and customer satisfaction.