Relationship Officer - Loans

15,000 - 95,000 /month*

Richaura Fintech Private Limited

Field job

Sector 63 Noida, Noida

₹55,000 incentives included

0 - 2 years Experience in Field Sales

99 Openings

Incentives included

Full Time

Skills Required

Lead Generation

Product Demo

Convincing Skills

Area Knowledge

CRM Software

Job Highlights

Sales Type: Loan/ Credit Card

All Education levels

Males Only

10:00 AM - 06:00 PM | 6 days working

Job Benefits: Insurance, PF, Medical Benefits

Bike, Smartphone, PAN Card, Aadhar Card, 2-Wheeler Driving Licence, 3-Wheeler Driving Licence, 4-Wheeler Driving Licence, Bank Account

Job Description

🔵 Job Title: Relationship Officer – Loans

(Unsecured / Secured / Mortgage Products)

📍 Location: Sector-63, Noida
🏢 Company: Richaura Fintech Private Limited
💰 Salary: ₹20,000 – ₹40,000 per month + ₹2,000 Conveyance + Attractive Incentives
🕒 Job Type: Full-Time (Field Sales)

🏢 About Company

Richaura Fintech Private Limited is a fast-growing financial services company dealing in:

Unsecured Loans (Personal Loan / Business Loan)
Secured Loans (Home Loan / Loan Against Property)
Other Mortgage & Banking Products

We work with leading Banks & NBFCs across India.

📍 Corp. Office: A-130, Sector-63, Noida – 201301

🎯 Job Responsibilities

Generate and close cases for:
✔ Unsecured Loan (Personal Loan / Business Loan)
✔ Secured Loan (Home Loan / Loan Against Property)
✔ Other Mortgage Products
Source clients through field visits, references & marketing
Coordinate with banks/NBFCs for login & disbursement
Maintain customer relationships
Achieve assigned monthly disbursement targets

💼 Compensation Structure

✔ Fixed Salary: ₹20,000 / ₹25,000 / ₹30,000 / ₹35,000 / ₹40,000
✔ Conveyance Allowance: ₹2,000 per month
✔ Performance-Based Incentive
✔ Fast Growth Opportunity

📊 Performance & Incentive Model

🔵 Unsecured Loan (Personal Loan / Business Loan)

Minimum Monthly Target (as per salary):

₹20K → ₹20 Lakh
₹25K → ₹25 Lakh
₹30K → ₹30 Lakh
₹35K → ₹35 Lakh
₹40K → ₹40 Lakh

Incentive Slab (After Achieving Minimum Target):

Target to ₹50 Lakh → ₹500 per lakh
₹50 Lakh to ₹1 Crore → ₹600 per lakh
Above ₹1 Crore → ₹700 per lakh

🟢 Secured Loan (Home Loan / Loan Against Property) & Other Mortgage

Minimum Monthly Target (as per salary):

₹20K → ₹50 Lakh
₹25K → ₹65 Lakh
₹30K → ₹80 Lakh
₹35K → ₹95 Lakh
₹40K → ₹1.10 Crore

Incentive Slab:

For ₹20K – ₹35K:

Target to ₹1 Crore → ₹100 per lakh
₹1 Crore – ₹1.5 Crore → ₹150 per lakh
Above ₹1.5 Crore → ₹200 per lakh

For ₹40K Salary:

₹1 Crore – ₹1.5 Crore → ₹150 per lakh
Above ₹1.5 Crore → ₹200 per lakh

⏳ Probation Period

Probation valid till 31st March 2026
Minimum target achievement mandatory
Confirmation subject to performance

📌 Daily Walk-in Interview

🗓 Daily Walk-In Interviews
⏰ Timing: 1:00 PM to 2:00 PM
📍 A-130, Sector-63, Noida – 201301

📞 Please call 9220507248 before coming for interview.

🎓 Eligibility

✔ Graduate / MBA / BBA preferred
✔ Experience in Loan Sales / Banking / NBFC preferred
✔ Freshers with strong sales mindset may apply
✔ Field mobility required

📢 Important (T & C Apply)

Incentive payable only after minimum monthly target achievement
Incentive calculated only on disbursement exceeding target
Disbursement counted after company commission realization
Strict compliance & professional conduct required

Other Details

It is a Full Time Field Sales job for candidates with 0 - 2 years of experience.

More about this Relationship Officer - Loans job

What skills and experience do you need for this Relationship Officer - Loans job?
Ans : To apply for this Relationship Officer - Loans job, candidates should have skills like Lead Generation, Product Demo, Convincing Skills, Area Knowledge, CRM Software along with 0-2 years of experience.
How much can you earn in this position?
Ans : You can earn between ₹15,000-₹95,000 per month in this Relationship Officer - Loans position.
What is the work schedule for this Relationship Officer - Loans job?
Ans : This Relationship Officer - Loans job has 6 days working days and timings from 10:00 AM - 06:00 PM.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Sector 63 Noida, Noida.
How many vacancies are there for this Relationship Officer - Loans job?
Ans : There are 99 vacancies for this Relationship Officer - Loans role.
Which candidates are eligible to apply?
Ans : Candidates from all education levels with 0-2 years of experience are eligible to apply for this Relationship Officer - Loans role. Only male candidates are eligible.
What work will you do in this role?
Ans : As a Relationship Officer - Loans, you will work on skills like Lead Generation, Product Demo, Convincing Skills, Area Knowledge, CRM Software.
What is the job location for this position?
Ans : The job location for this Relationship Officer - Loans position is Sector 63 Noida, Noida.
Who is the right fit for this Relationship Officer - Loans job?
Ans : A candidate having skills like Lead Generation, Product Demo, Convincing Skills, Area Knowledge, CRM Software with 0-2 years of experience is the right fit for this Relationship Officer - Loans job.
What makes this Relationship Officer - Loans job a good opportunity?
Ans : This Relationship Officer - Loans job is a good opportunity as it offers a salary between ₹15,000-₹95,000 per month. This is a Full Time job and has 99 openings.