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Relationship Officer - Loans

salary 15,000 - 95,000 /month*
company-logo
job companyRichaura Fintech Private Limited
job location Field job
job location Sector 63 Noida, Noida
incentive₹55,000 incentives included
job experience0 - 2 years Experience in Field Sales
99 Openings
Incentives included
full_time Full Time

Skills Required

Lead Generation
Product Demo
Convincing Skills
Area Knowledge
CRM Software

Job Highlights

sales
Sales Type: Loan/ Credit Card
qualification
All Education levels
gender
Males Only
jobShift
10:00 AM - 06:00 PM | 6 days working
star
Job Benefits: Insurance, PF, Medical Benefits
star
Bike, Smartphone, PAN Card, Aadhar Card, 2-Wheeler Driving Licence, 3-Wheeler Driving Licence, 4-Wheeler Driving Licence, Bank Account

Job Description

🔵 Job Title: Relationship Officer – Loans

(Unsecured / Secured / Mortgage Products)

📍 Location: Sector-63, Noida
🏢 Company: Richaura Fintech Private Limited
💰 Salary: ₹20,000 – ₹40,000 per month + ₹2,000 Conveyance + Attractive Incentives
🕒 Job Type: Full-Time (Field Sales)


🏢 About Company

Richaura Fintech Private Limited is a fast-growing financial services company dealing in:

  • Unsecured Loans (Personal Loan / Business Loan)

  • Secured Loans (Home Loan / Loan Against Property)

  • Other Mortgage & Banking Products

We work with leading Banks & NBFCs across India.

📍 Corp. Office: A-130, Sector-63, Noida – 201301


🎯 Job Responsibilities

  • Generate and close cases for:
    ✔ Unsecured Loan (Personal Loan / Business Loan)
    ✔ Secured Loan (Home Loan / Loan Against Property)
    ✔ Other Mortgage Products

  • Source clients through field visits, references & marketing

  • Coordinate with banks/NBFCs for login & disbursement

  • Maintain customer relationships

  • Achieve assigned monthly disbursement targets


💼 Compensation Structure

✔ Fixed Salary: ₹20,000 / ₹25,000 / ₹30,000 / ₹35,000 / ₹40,000
✔ Conveyance Allowance: ₹2,000 per month
✔ Performance-Based Incentive
✔ Fast Growth Opportunity


📊 Performance & Incentive Model

🔵 Unsecured Loan (Personal Loan / Business Loan)

Minimum Monthly Target (as per salary):

  • ₹20K → ₹20 Lakh

  • ₹25K → ₹25 Lakh

  • ₹30K → ₹30 Lakh

  • ₹35K → ₹35 Lakh

  • ₹40K → ₹40 Lakh

Incentive Slab (After Achieving Minimum Target):

  • Target to ₹50 Lakh → ₹500 per lakh

  • ₹50 Lakh to ₹1 Crore → ₹600 per lakh

  • Above ₹1 Crore → ₹700 per lakh


🟢 Secured Loan (Home Loan / Loan Against Property) & Other Mortgage

Minimum Monthly Target (as per salary):

  • ₹20K → ₹50 Lakh

  • ₹25K → ₹65 Lakh

  • ₹30K → ₹80 Lakh

  • ₹35K → ₹95 Lakh

  • ₹40K → ₹1.10 Crore

Incentive Slab:

For ₹20K – ₹35K:

  • Target to ₹1 Crore → ₹100 per lakh

  • ₹1 Crore – ₹1.5 Crore → ₹150 per lakh

  • Above ₹1.5 Crore → ₹200 per lakh

For ₹40K Salary:

  • ₹1 Crore – ₹1.5 Crore → ₹150 per lakh

  • Above ₹1.5 Crore → ₹200 per lakh


⏳ Probation Period

  • Probation valid till 31st March 2026

  • Minimum target achievement mandatory

  • Confirmation subject to performance


📌 Daily Walk-in Interview

🗓 Daily Walk-In Interviews
Timing: 1:00 PM to 2:00 PM
📍 A-130, Sector-63, Noida – 201301

📞 Please call 9220507248 before coming for interview.


🎓 Eligibility

✔ Graduate / MBA / BBA preferred
✔ Experience in Loan Sales / Banking / NBFC preferred
✔ Freshers with strong sales mindset may apply
✔ Field mobility required


📢 Important (T & C Apply)

  • Incentive payable only after minimum monthly target achievement

  • Incentive calculated only on disbursement exceeding target

  • Disbursement counted after company commission realization

  • Strict compliance & professional conduct required

Other Details

  • It is a Full Time Field Sales job for candidates with 0 - 2 years of experience.

More about this Relationship Officer - Loans job

  1. What is the eligibility criteria to apply for this Relationship Officer - Loans job?
    Ans: The candidate should be All Education levels and above with 0 - 2 years of experience of experience
  2. How much salary can I expect for this job role?
    Ans: You can expect a salary of ₹15000 - ₹95000 per month + Incentives that depends on your interview. It's a Full Time job in Noida.
  3. How many working days are there for this Relationship Officer - Loans job?
    Ans: This Relationship Officer - Loans job will have 6 working days.
  4. Are there any charges applicable while applying or joining this Relationship Officer - Loans job?
    Ans: No, there is no fee applicable for applying this Relationship Officer - Loans job and during the employment with the company, i.e., Richaura Fintech Private Limited.
  5. Is it a work from home job?
    Ans: No, it’s not a work from home job and can't be done online.
  6. How many openings are there for this Relationship Officer - Loans role?
    Ans: There is an immediate opening of 99 Relationship Officer - Loans at Richaura Fintech Private Limited
  7. Who can apply for this job?
    Ans: Only Male candidates can apply for this Field Sales job.
  8. What are the timings of this Relationship Officer - Loans job?
    Ans: This Relationship Officer - Loans job has 10:00 AM - 06:00 PM timing.
Candidates can call HR for more info.
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Other Details

Incentives

Yes

No. Of Working Days

6

Benefits

Insurance, PF, Medical Benefits

Skills Required

Lead Generation, Convincing Skills, Area Knowledge, CRM Software, Product Demo

Contract Job

No

Salary

₹ 15000 - ₹ 95000

English Proficiency

Yes

Contact Person

Manish Kumar

Interview Address

Sector 63, Noida
Posted 8 hours ago
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