Relationship Officer

Contact Person Name: Shunmugan J

Contact Number: 8220632570

Job Location:

Kulathur, Vilathikulam, Thoothukudi, Pasuvantinai, SPIC Nagar.

1 Company Name : MUTHOOT MICROFIN LTD

2 Position / Designation : Relationship Officer

3 Department : Operations

4 Employment Type : Full Time

5 Reporting to –

Designation & Grade : Branch Relationship Manager

6 Main Tasks : Acquisition and Maintenance of new clients. Operations and Collection.

7 Areas of Responsibility :

 Compliance and management: Carries out the pre and post-loan

activities related to Group loans. Presenting the loan applications

to the Credit team, portfolio administration, prioritizing the

repayment of loans to preserve the portfolio quality.

 Promotion – Promotes new potential clients and eligible clients

offering various other products

 Loan Appraisal – Informs potential clients about the requirements,

conditions of the IGL Loan products, the procedures to obtain a

loan, the importance of the payments on time etc o Makes sure

that the client meets the credit requirements. o Visits the client's

business and home to do the assessment, following the credit

policy procedures. o Analyzes and presents a consistent loan

proposal to the Credit team for its approval. o Informs the client

about the Credit team decision

 Follow – up : Follows the loan disbursement process. o In case of

arrears visits clients and guarantors for the loan recovery. o

Informs the BRM or AM about the demand in his/her assigned area

as well as on the competition. o Makes a close follow up of the

disbursed loans, especially of the ones not paying on time. o

Responsible for his/her portfolio administration, promoting its

growth and keeping it with daily planning and organization of

activities

 Client service: Provides a quick and timely service to the clients,

making sure that the client's expectations are fulfilled whenever is

possible. o Ensures a good and respectful treatment to the clients

and establishes a professional relationship with them, with a long

term perspective. Guarantees confidential treatment to all the

information gathered from the client and of the Institution

• It is a Full Time Field Sales job for candidates with 0 - 2 years of experience.

More about this Relationship Officer job

1. What is the eligibility criteria to apply for this Relationship Officer job?
   Ans: The candidate should be 12th Pass and above and above with 0 - 2 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹15000 - ₹27000 per month + Incentives that depends on your interview. It's a Full Time job in Thoothukudi.
3. How many working days are there for this Relationship Officer job?
   Ans: This Relationship Officer job will have 6 working days.
4. Are there any charges applicable while applying or joining this Relationship Officer job?
   Ans: No, there is no fee applicable for applying this Relationship Officer job and during the employment with the company, i.e., MUTHOOT MICROFIN.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Relationship Officer role?
   Ans: There is an immediate opening of 15 Relationship Officer at MUTHOOT MICROFIN
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Field Sales job.
8. What are the timings of this Relationship Officer job?
   Ans: This Relationship Officer job has 07:00 AM - 06:00 PM timing.