Relationship Manager - Mortgages

Key Responsibilities:

• Business Development:

  • Acquire new customers for home loan and mortgage products through various channels including DSA, builder relationships, and direct sourcing.

  • Conduct field visits to generate leads and build a pipeline of potential customers.

  • Collaborate with builders, real estate agents, and property developers to generate business.

• Client Relationship Management:

  • Maintain long-term relationships with existing customers to generate repeat and referral business.

  • Assist clients through the home loan application process, documentation, and disbursement.

  • Provide excellent customer service by resolving queries promptly and professionally.

• Credit & Risk Evaluation:

  • Work closely with the credit team to evaluate loan proposals and ensure compliance with underwriting guidelines.

  • Gather and verify all relevant documents such as income proof, property papers, and KYC.

• Target Achievement:

  • Meet or exceed monthly/quarterly sales targets for loan disbursements and cross-sell opportunities (insurance, top-ups, etc.).

  • Prepare and submit sales reports and forecasts to management regularly.

• Compliance:

  • Ensure adherence to all internal processes, regulatory norms, and company policies.

  • Conduct due diligence and ensure high-quality sourcing to maintain low delinquency rates.

Key Requirements:

• Education: Graduate in any discipline

• Experience: 1–6 years of experience in mortgage/home loan sales or retail lending

• Skills:

  • Excellent communication and interpersonal skills

  • Strong negotiation and sales abilities

  • Good understanding of local real estate and financial markets

  • Proficiency in MS Office and CRM tool

• It is a Full Time Field Sales job for candidates with 1 - 6 years of experience.

More about this Relationship Manager - Mortgages job

1. What is the eligibility criteria to apply for this Relationship Manager - Mortgages job?
   Ans: The candidate should be Graduate and above and above with 1 - 6 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹25000 - ₹30000 per month that depends on your interview. It's a Full Time job in Bangalore.
3. How many working days are there for this Relationship Manager - Mortgages job?
   Ans: This Relationship Manager - Mortgages job will have 6 working days.
4. Are there any charges applicable while applying or joining this Relationship Manager - Mortgages job?
   Ans: No, there is no fee applicable for applying this Relationship Manager - Mortgages job and during the employment with the company, i.e., DCB BANK LIMITED.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Relationship Manager - Mortgages role?
   Ans: There is an immediate opening of 5 Relationship Manager - Mortgages at DCB BANK LIMITED
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Field Sales job.
8. What are the timings of this Relationship Manager - Mortgages job?
   Ans: This Relationship Manager - Mortgages job has 09:00 AM - 06:00 PM timing.