Educational & Eligibility Criteria🎓 Basic EducationMost employers prefer a bachelor’s degree in fields like Finance, Commerce, Economics, Business Administration, Banking or related subjects. This gives you core financial knowledge. �Indeed India +1In some cases, relevant work experience (e.g., in sales, customer service, or banking) can substitute for formal education. �National Skill India MissionSome institutions may hire entry-level candidates with a high school diploma / equivalent plus training or certification. �Indeed🧠 Certifications (Optional but Helpful)Industry certifications (e.g., mortgage/loan certifications) can strengthen your profile and help with specialized roles. �Indeed India📊 Legal / Background ChecksEmployers typically check your credit history, character, and background as part of the hiring process. Candidates with adverse credit reports may be rejected. �BYJU'S📍 Other Practical RequirementsComputer proficiency and comfort with loan processing software are increasingly essential. �National Skill India MissionSome roles (especially in field sales) may require you to travel locally, be flexible, disciplined, and independent. �Indeed India💼 2. Key Skills & Competencies (Required Qualities)🧠 Professional/Hard SkillsFinancial & Analytical Skills – To evaluate creditworthiness, read balance sheets, financial statements, and calculate risk. �TheCareerHub +1Attention to Detail – Critical for reviewing documents and loan applications accurately. �Indeed IndiaTechnical Comfort – Comfortable using computers, spreadsheets, CRM and loan processing tools. �National Skill India MissionProduct Knowledge – Understanding different loan products and banking regulations is a big advantage. �Loan Calculator Canada🤝 Interpersonal / Soft SkillsExcellent Communication – To explain loan terms clearly and build trust with clients. �AirtelCustomer Service Orientation – Helping clients feel supported throughout the lending process. �Indeed IndiaSales & Relationship Skills – Especially in roles where you must generate and close business. �National Skill India MissionActive Listening & Social Perceptiveness – Helps in understanding client needs and concerns. �uagc.edu🧠 Decision-Making & Problem SolvingAbility to make sound lending decisions based on financial analysis and risk assessment. �Indeed⏱️ Organizational SkillsTime Management – Handling multiple loan applications and deadlines efficiently. �uagc.eduCritical Thinking – Essential for evaluating complex cases and identifying risks. �uagc.edu🤝 Ethics & ProfessionalismStrong ethical standards, integrity, and confidentiality when dealing with sensitive financial information. �Loan Calculator Canada✅ 3. Summary of Ideal Profile for Loan Services OfficerRequirementWhat It MeansEducationBachelor’s degree in finance/economics/business (preferred)ExperienceBanking or customer service experience is an advantageSkillsAnalytical, technical (software), communication, salesPersonal QualitiesEthical, detail-oriented, customer-focused, reliableBackgroundClean credit & background checks📌 Tips to Strengthen Your Eligibility✔ Gain internships or entry roles in banking/finance.✔ Pursue certificates in credit analysis or loan processing.✔ Improve communication and sales skills through workshops or courses.✔ Practice using loan software and Excel to boost technical competence.
Other Details
- It is a Full Time Field Sales job for candidates with 1 - 3 years of experience.
More about this Loan Sales job
What is the eligibility criteria to apply for this Loan Sales job?
Ans: The candidate should be 12th Pass and above and above with 1 - 3 years of experience of experience
How much salary can I expect for this job role?
Ans: You can expect a salary of ₹12000 - ₹16000 per month + Incentives that depends on your interview. It's a Full Time job in Guwahati.
How many working days are there for this Loan Sales job?
Ans: This Loan Sales job will have 6 working days.
Are there any charges applicable while applying or joining this Loan Sales job?
Ans: No, there is no fee applicable for applying this Loan Sales job and during the employment with the company, i.e., Udayan Associates.
Is it a work from home job?
Ans: No, it’s not a work from home job and can't be done online.
How many openings are there for this Loan Sales role?
Ans: There is an immediate opening of 2 Loan Sales at Udayan Associates
Who can apply for this job?
Ans: Only Female candidates can apply for this Field Sales job.
What are the timings of this Loan Sales job?
Ans: This Loan Sales job has 09:00 AM - 06:00 PM timing.
Candidates can call HR for more info.