Loan Sales

Job Title: Microfinance Loan Officer

📍 Company: L&T Finance Limited
📌 Department: Micro Finance
👤 Position Type: Full-time | On-field

🎯 Job Purpose:

To acquire, assess, and manage group-based microfinance loans in rural or semi-urban areas while ensuring compliance with company policy, customer service, and collection efficiency.

📝 Key Responsibilities:

🧍‍♀️ Customer Acquisition:

• Identify and enroll women borrowers for group loans (JLG model).

• Conduct door-to-door surveys, field visits, and village meetings.

• Form and train Joint Liability Groups (JLGs).

🏦 Loan Processing:

• Collect KYC documents and verify customer details.

• Conduct pre-loan verification and credit assessments.

• Ensure proper documentation and compliance with credit policies.

💸 Disbursement & Collection:

• Coordinate for loan disbursements.

• Follow up for EMI collections on due dates.

• Maintain 100% collection efficiency.

📊 Reporting & Compliance:

• Maintain daily records and MIS reports.

• Ensure timely submission of all customer-related data.

• Follow all audit and regulatory compliance requirements.

✅ Eligibility Criteria:

• Education: Graduation preferred

• Experience: 0–2 years in Microfinance preferred.

• Age Limit: 18–32 years

• Driving License: Mandatory (2-wheeler with DL)

• Language: Local language fluency (e.g., Bengali)

💼 Salary & Benefits:

• CTC: ₹14,000 – ₹18,000 per month (varies by region & experience)

• Incentives based on performance & collections

• PF, ESIC, and other statutory benefits

• Fuel reimbursement for field travel

• It is a Full Time Field Sales job for candidates with 0 - 3 years of experience.

More about this Loan Sales job

1. What is the eligibility criteria to apply for this Loan Sales job?
   Ans: The candidate should be Graduate and above and above with 0 - 3 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹14000 - ₹27000 per month + Incentives that depends on your interview. It's a Full Time job in Midnapore.
3. How many working days are there for this Loan Sales job?
   Ans: This Loan Sales job will have 6 working days.
4. Are there any charges applicable while applying or joining this Loan Sales job?
   Ans: No, there is no fee applicable for applying this Loan Sales job and during the employment with the company, i.e., LINQUEST GLOBAL SERVICES PRIVATE LIMITED.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Loan Sales role?
   Ans: There is an immediate opening of 20 Loan Sales at LINQUEST GLOBAL SERVICES PRIVATE LIMITED
7. Who can apply for this job?
   Ans: Only Male candidates can apply for this Field Sales job.
8. What are the timings of this Loan Sales job?
   Ans: This Loan Sales job has 06:00 AM - 06:00 PM timing.