Lead Generation & Prospecting:
Actively seek out and generate potential new clients for loan products through various channels, including field visits and partnerships.
Client Consultation:
Assess client financial needs, explain different loan products and their features, and recommend the most suitable options.
Application Management:
Guide clients through the entire loan application process, ensuring all required documents are collected and submitted accurately and on time.
Relationship Building:
Develop and maintain strong, long-term relationships with clients and other referral sources, such as real estate agents or builders.
Sales Target Achievement:
Meet or exceed monthly sales targets and quotas to contribute to the company's revenue and growth.
Compliance & Documentation:
Ensure all loan applications and processes comply with company policies, bank guidelines, and financial regulations.
Internal Collaboration:
Work closely with internal teams, including underwriters, processors, and risk management, to ensure smooth and efficient loan processing.
Market Awareness:
Stay updated on industry trends, market conditions, and competitor offerings to identify new opportunities and maintain a competitive edge.
Key Skills and Qualifications
Strong Sales & Marketing Skills:
Ability to effectively promote and sell loan products.
Excellent Communication & Interpersonal Skills:
Ability to build rapport with clients, explain complex financial information clearly, and answer questions effectively.
Financial Acumen:
Sound understanding of loan products, direct and indirect lending practices, and financial analysis.
Customer Service:
Ability to provide exceptional support and resolve client inquiries to ensure high client satisfaction.
Organizational Skills:
Ability to manage multiple loan applications and maintain detailed records of sales activities and client interactions.
Technical Proficiency:
Familiarity with computers and banking applications used to manage loan pipelines.