Identify and acquire potential clients (individuals, SHGs, JLGs) for micro-loans in rural/semi-urban/urban areas.
Conduct field visits and credit appraisals to assess the viability of borrowers.
Explain loan products, terms, and repayment conditions to clients clearly.
Collect and verify KYC documents and ensure compliance with regulatory norms.
Manage loan disbursement and post-disbursement follow-ups.
Ensure timely EMI collections and handle delinquent accounts professionally.
Build and maintain strong relationships with customers and community influencers.
Maintain accurate MIS reports and submit daily/weekly reports to the branch/manager.
Work closely with the credit and collections teams to ensure a smooth loan lifecycle.
Promote financial literacy and awareness among potential borrowers.