Credit Executive

Key Responsibilities:

• Assess creditworthiness of prospective borrowers based on internal credit policies and risk parameters.

• Analyze financial documents, bank statements, and credit reports to make informed lending decisions.

• Conduct field visits or tele-verifications to verify customer details where necessary.

• Collaborate with sales and operations teams for smooth loan processing and timely disbursal.

• Monitor post-disbursal portfolio performance and flag early warning signs.

• Maintain detailed records of loan applications, decisions, and related documentation.

• Adhere to internal credit policies, compliance norms, and regulatory guidelines.

• Provide feedback for continuous improvement in the credit underwriting process.

Candidate Requirements:

• 6 months to 3 years of experience in credit underwriting, loan processing, or risk assessment, preferably in an NBFC.

• Graduate in Finance, Commerce, Business Administration, or a related field.

• Strong understanding of lending products such as personal loans, business loans, or SME loans.

• Familiarity with credit bureau reports (CIBIL, CRIF, etc.) and financial ratios.

• Proficient in MS Excel and financial analysis tools.

• Excellent attention to detail, analytical skills, and decision-making ability.

• Strong communication skills (verbal and written).

  How to Apply

  Interested candidates can share their CVs at 9717727287, hrsupport@akasacoworking.com

• It is a Full Time Back Office / Data Entry job for candidates with 6 months - 3 years of experience.

More about this Credit Executive job

1. What is the eligibility criteria to apply for this Credit Executive job?
   Ans: The candidate should be Graduate and above and above with 6 months - 3 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹15000 - ₹20000 per month that depends on your interview. It's a Full Time job in Noida.
3. How many working days are there for this Credit Executive job?
   Ans: This Credit Executive job will have 6 working days.
4. Are there any charges applicable while applying or joining this Credit Executive job?
   Ans: No, there is no fee applicable for applying this Credit Executive job and during the employment with the company, i.e., Akasa Coworking Private Limited.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Credit Executive role?
   Ans: There is an immediate opening of 3 Credit Executive at Akasa Coworking Private Limited
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Back Office / Data Entry job.
8. What are the timings of this Credit Executive job?
   Ans: This Credit Executive job has 10:00 AM - 06:00 PM timing.