Banking Assistant

|| JOB ASSURED PROGRAMME - AU SMALL FINANCE BANK ||

IT IS PAID PROGRAMME

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Job Purpose: To drive CASA business through customer acquisition, servicing, and crossselling at the branch level. The Relationship Officer will play a critical role in identifying potential customers, ensuring smooth disbursal of loans, and maintaining strong relationships while adhering to compliance and operational guidelines. Functional Role: BANK OFFICER - CASA SALES Job Code: Qualification: Minimum Graduation Business Unit: Gold Loan Location: PAN India Department: Sales Relevant Experience: 0-3 years of experience. Functional Competencies:  Understanding of CASA products and lending process.  Customer service and sales orientation.  Basic knowledge of documentation, KYC, and credit norms.  Data entry and basic computer skills (MS Excel, email, banking software).  Ability to manage fieldwork and customer visits. Behavioural Competencies:  High level of integrity and ethical conduct.  Strong communication and interpersonal skills.  Self-motivated and target driven.  Ability to work independently and as part of a team.  Discipline, punctuality, and professional grooming. Job Responsibilities: Financial Responsibilities:  Achieve monthly and quarterly targets for gold loan disbursement and portfolio growth.  Cross-sell insurance, savings accounts, and other financial products to gold loan customers.  Monitor repayments and minimize delinquencies by ensuring timely collections.  Assist in cash handling and safe documentation during gold loan processing (if required).  Support the branch in enhancing profitability through quality sourcing and customer retention Non-financial Responsibilities:  Conduct field visits and community outreach to source gold loan customers.  Verify gold and KYC documents, ensure accurate data entry and loan application processing.  Provide clear communication to customers on interest rates, terms, and repayment schedules.  Maintain regular follow-ups with customers for renewals, top-ups, and feedback.  Ensure a high level of customer satisfaction through responsive and transparent service.  Assist in maintaining branch hygiene, proper storage of pledged gold, and accurate record-keeping.  Coordinate with valuation personnel and back-office teams for seamless loan disbursal Compliance and Risk Responsibilities:  Ensure adherence to all internal policies, RBI regulations, and operational procedures for gold loans.  Maintain confidentiality of customer information and transaction data.  Follow security protocols for gold storage and handling.  Report suspicious transactions or potential frauds immediately to reporting authority.  Ensure documentation is audit-ready and error-free. Additional Requirements:  Must own a mobile phone and two-wheeler (bike) for daily field activities.  Should be comfortable using computers, emails, and banking applications for daily reporting and data entry.  Willingness to travel locally for customer sourcing and service.

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• It is a Full Time Back Office / Data Entry job for candidates with 0 - 3 years of experience.

More about this Banking Assistant job

1. What is the eligibility criteria to apply for this Banking Assistant job?
   Ans: The candidate should be Graduate and above and above with 0 - 3 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹25000 - ₹42000 per month + Incentives that depends on your interview. It's a Full Time job in Kolkata.
3. How many working days are there for this Banking Assistant job?
   Ans: This Banking Assistant job will have 6 working days.
4. Are there any charges applicable while applying or joining this Banking Assistant job?
   Ans: No, there is no fee applicable for applying this Banking Assistant job and during the employment with the company, i.e., GIRNARSOFT AUTOMOBILES PRIVATE LIMITED.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Banking Assistant role?
   Ans: There is an immediate opening of 20 Banking Assistant at GIRNARSOFT AUTOMOBILES PRIVATE LIMITED
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Back Office / Data Entry job.
8. What are the timings of this Banking Assistant job?
   Ans: This Banking Assistant job has 09:00 AM - 06:00 PM timing.