Job Title: Backend Executive ________________________________________(Company Overview)(BIKESH FINSERV PVT LTD is a dynamic and customer-centric financial institution specializing in providing fast and accessible personal loan solutions. We leverage technology to simplify the lending process and empower our customers.")________________________________________(Job Summary)We are looking for a meticulous and efficient Backend Executive to manage our personal loan processing operations. The successful candidate will be the backbone of our lending process, responsible for everything from application verification to final loan disbursement. This role is critical for ensuring a smooth, compliant, and timely loan approval process for our customers, directly impacting customer satisfaction and our operational success.________________________________________(Key Responsibilities)•	Loan Application Processing: Receive and review personal loan applications from various channels, ensuring all required information and documentation are complete.•	Documentation & Verification:o	Scrutinize and verify applicant documents, including KYC (Aadhaar, PAN), income proof (salary slips, bank statements), and employment details.o	Conduct tele-verification with applicants or their employers to confirm provided information.•	Credit & Risk Assessment Support:o	Input applicant data accurately into the Loan Origination System (LOS) or CRM.o	Check CIBIL/credit scores and report any discrepancies as per the credit policy.•	Coordination & Follow-up:o	Liaise with the sales team to rectify any deficiencies or collect pending documents from applicants.o	Coordinate with the credit underwriting team to ensure smooth application flow.•	Disbursement Process:o	Prepare and check loan agreements and other legal documents.o	Initiate the final loan disbursement process upon approval, ensuring accuracy in account details and loan amounts.•	Record Keeping & Reporting: Maintain organized digital and physical records of all loan files. Generate regular MIS reports on application status, processing times, and disbursement figures.________________________________________(Required Skills and Qualifications)•	Education: Graduation•	Experience: 1-3 years of direct experience in a backend operations role for personal loans, unsecured loans, or a similar retail lending product within a Bank or NBFC.•	Technical Skills:o	Proficiency in using a Loan Origination System (LOS) or Loan Management System (LMS).o	Strong command of MS Excel for data management and reporting.•	Domain Knowledge:o	Thorough understanding of the personal loan lifecycle, from login to disbursement.o	Solid knowledge of KYC norms and regulatory compliance in lending.•	Key Competencies:o	Exceptional Attention to Detail: Crucial for accurate document verification and data entry.o	Process-Oriented: Ability to follow standard operating procedures (SOPs) consistently.o	Effective Communication: Clear and professional communication skills for coordinating with internal teams.________________________________________(Preferred Qualifications)•	Experience working in a high-volume loan processing environment.•	Familiarity with digital lending platforms and processes.•	Ability to read and interpret credit bureau (CIBIL) reports.(Eligibility Criteria)•	Age: 18 to 30 years•	Salary: 12k to 18k Depends on Interview•	Job Type: Full-time (09:00AM – 06:00 PM)•	Working Days: Monday – Saturday (Sunday Weekly Off)Job Location: 101, 1st Floor, Rukhmani Waman CHS, Thane WestLandmark: Near A1 Furniture, 5 minutes walking distance from Thane StationInterview Timing: 11:00 AM – 4:00 PM-----------------------------------------------------------📍 Walk-in interviews availableIf you meet the above criteria, visit us at the mentioned address during interview hours.
Other Details
- It is a Full Time Back Office / Data Entry job for candidates with 6 months - 5 years of experience.
More about this Backend Executive job
What is the eligibility criteria to apply for this Backend Executive job?
Ans: The candidate should be 12th Pass and above and above with 6 months - 5 years of experience of experience
How much salary can I expect for this job role?
Ans: You can expect a salary of ₹12000 - ₹23000 per month + Incentives that depends on your interview. It's a Full Time job in Mumbai.
How many working days are there for this Backend Executive job?
Ans: This Backend Executive job will have 6 working days.
Are there any charges applicable while applying or joining this Backend Executive job?
Ans: No, there is no fee applicable for applying this Backend Executive job and during the employment with the company, i.e., Bikesh Finserv Private Limited.
Is it a work from home job?
Ans: No, it’s not a work from home job and can't be done online.
How many openings are there for this Backend Executive role?
Ans: There is an immediate opening of 30 Backend Executive at Bikesh Finserv Private Limited
Who can apply for this job?
Ans: Only Male candidates can apply for this Back Office / Data Entry job.
What are the timings of this Backend Executive job?
Ans: This Backend Executive job has 09:00 AM - 06:00 PM timing.
Candidates can call HR for more info.