Credit Executive - Job Description / Roles & Responsibilities
Responsible for decisioning Unsecured Business Loan (SME) application on the basis of policy norms (TAT 24 hours).
Doing Personal Discussion with the Customer to Understand the Profile and Creditworthiness.
Efficiently underwrite applications in accordance with the laid down credit policy guidelines
Manage and approve policy exceptions basis overall case merits and profile of the applicant.
Initiating & Taking Decision on FI / CPV Reports for residence and Office verification done by Agency / Inhouse.
Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets.
Preparing Daily allocation processed case summary on behalf of team at the EOD.
Build and maintain positive and productive working relationships with other department.
Initiative to test and implement new projects and system in the department.
Attend and close the various (Internal & External) audit carried out for ensuring error free remarks / observations.