Civil draughtsman

Assess client creditworthiness using financial statements, credit reports, and ratios (like D/E, current ratio).

Financial Statement Analysis Evaluate balance sheets, income statements, and cash flow statements.

Risk Assessment Identify and evaluate the risk of non-payment or default.

Knowledge of Credit Policies Familiarity with internal and regulatory credit standards (e.g., Basel norms, RBI, or FDIC guidelines).

ERP/Accounting Software Experience with tools like SAP, Oracle, Tally, or QuickBooks.

Credit Scoring Systems Understand systems like CIBIL, Experian, Equifax, or TransUnion.

Accounts Receivable Management Track and manage outstanding invoices and ensure timely payments.

Regulatory Compliance Knowledge of relevant laws like Fair Credit Reporting Act (FCRA) or GDPR for data handling.

📊 Core Business Skills

Skill Description

Data Interpretation Ability to derive actionable insights from financial and operational data.

Documentation Prepare and manage credit applications, approval documents, and legal agreements.

Negotiation Negotiate credit terms or payment plans with customers or vendors.

Reporting Generate credit risk reports, aging reports, and exposure summaries.

Portfolio Management Handle a portfolio of accounts with varying credit profiles and limits.

🤝 Soft Skills

Skill Description

Attention to Detail Precision in analyzing financial data and documentation.

Communication Clearly communicate credit decisions and payment terms to stakeholders.

Decision-Making Make timely, well-informed credit decisions under pressure.

Problem-Solving Resolve disputes, negotiate settlements, and manage payment delays.

Team Collaboration Work with sales, legal, and collections teams to align credit strategy.

Time Management Prioritize workload across multiple accounts and deadlines.

🛠 Bonus/Advanced Skills

Knowledge of credit insurance practices

Fraud detection and mitigation techniques

Familiarity with IFRS/GAAP accounting standards

Use of BI tools like Power BI or Tableau for credit reporting

Would you like a resume-ready skills list for a Credit Executive role or want this tailored to a specific industry (like banking or retail)?

• It is a Full Time Architect / Interior Designer job for candidates with 1 - 3 years of experience.

More about this Civil draughtsman job

1. What is the eligibility criteria to apply for this Civil draughtsman job?
   Ans: The candidate should be Graduate and above and above with 1 - 3 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹25000 - ₹30000 per month that depends on your interview. It's a Full Time job in Kolkata.
3. How many working days are there for this Civil draughtsman job?
   Ans: This Civil draughtsman job will have 6 working days.
4. Are there any charges applicable while applying or joining this Civil draughtsman job?
   Ans: No, there is no fee applicable for applying this Civil draughtsman job and during the employment with the company, i.e., Abhicash Infotech Private Limited.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Civil draughtsman role?
   Ans: There is an immediate opening of 5 Civil draughtsman at Abhicash Infotech Private Limited
7. Who can apply for this job?
   Ans: Only Male candidates can apply for this Architect / Interior Designer job.
8. What are the timings of this Civil draughtsman job?
   Ans: This Civil draughtsman job has 09:00 AM - 06:00 PM timing.