Payment Lifecycle Specialist

Payment Lifecycle Specialist Are you ready to be at the forefront of digital payment innovation? Join our Payments Operations team and make a meaningful impact by ensuring seamless financial transactions. This is your opportunity to grow your career in a fast-paced environment, where your contributions will be valued and your skills will be honed. As a Payment Lifecycle Specialist IV within Payments Operations, you will play a crucial role in the smooth transfer of funds between various parties. Working under regular supervision, you will help maintain our reputation for excellent service and secure financial transactions. Your responsibilities will include payment processing across various products, such as the transfer of funds between financial institutions, cardholders, merchants, corporate and retail clients, and the reconciliation of purchase and sales options, futures, or securities. This may involve sanctions screening, payment investigations, funds control, exception processing, resolving reconciliation breaks, and invoicing or cash management activities. Job responsibilities Analyze requirements for completeness, consistency, comprehensibility Post Settlement Reconciliation End to End Transaction Monitoring Partner with internal departments to scale operating model for new rail growth as business initiatives attracts new clients and/or growth of existing client base Develop subject matter expertise of new products, business processes, and application flows to proper manage changes, issues, and other support needs Interact with Product Management, Operational Monitoring, and Incident Management Teams, along with Project Managers and IT teams Required qualifications, capabilities, and skills IExcellent analytical, mathematical, and problem-solving skills Strong listening, interpersonal, written, and oral communications skills with the ability to effectively communicate issues and results to management Strong understanding of Windows office system and ability to do excel analysis with large amounts of data Demonstrated communication and diplomacy skills to work cross-organizationally to influence others, obtain results/change and implement projects/processes Demonstrated success in manage fast changes and adapt to new business initiatives Flexibility with shift arrangements as per business need for 24 x 7 requirement. Preferred qualifications, capabilities, and skills Experience of Payments, Cash, Treasury Operation dealing with operational process, controls and problem solving is a plus Experience in global payments is desirable, with understanding of accounting and money move processes . Exposure to AI-enabled tools and willingness to adopt emerging technologies that support process improvement and operational excellence JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Experience Level Mid Level