Financial Accountant

HDFC Life Financial Consultant (FC) roles involve generating leads and sales for life insurance products, providing financial advice, building client relationships, and ensuring compliance with regulations. Key responsibilities include client needs assessment, product explanation, sales target achievement, and maintaining strong customer relationships for ongoing support and renewals. FCs also engage in networking, follow company processes, and leverage digital tools to manage leads and track performance. [1, 2, 3, 4, 5]

Core Responsibilities

• Sales & Lead Generation: Actively identify and develop new business opportunities by generating leads, networking, and making sales calls to meet monthly targets for life insurance products. [1, 3, 4]

• Client Relationship Management: Build and maintain strong, long-term relationships with customers, serving as their primary point of contact for life insurance-related queries and needs. [1, 3, 4]

• Financial Planning: Provide clients with comprehensive financial planning and advice, including retirement planning and investment strategies, to meet their specific goals. [1]

• Product Expertise & Sales: Effectively explain and cross-sell various financial products, such as life insurance, health insurance, and investment plans, customizing them to fit client needs. [1, 2]

• Sales Target Achievement: Consistently meet or exceed sales targets and business delivery goals through effective communication, presentation, and negotiation skills. [1, 4]

Operational & Compliance Duties

• Process Adherence: Comply with the company's sales management processes, including timely updates on sales applications and adherence to company values. [4]

• Regulatory Compliance: Ensure all activities and practices comply with the rules and regulations set by the Insurance Regulatory and Development Authority of India (IRDAI) and the company. [1, 6]

• Client Servicing: Provide ongoing support to clients, including assisting with the claim process and managing policy renewals. [2, 3]

• Reporting: Provide daily updates to the Branch Manager on meetings and sales progress. [3]

Skills & Qualifications

• Communication & Interpersonal Skills: Excellent communication and presentation skills are crucial for client interactions and sales. [1]

• Sales & Negotiation: Proven ability to sell and cross-sell financial products, negotiate, and build lasting relationships. [1]

• Product Knowledge: A strong understanding of financial products and concepts is essential. [1]

• Self-Motivation: A self-motivated and results-oriented approach with a strong work ethic is necessary to achieve targets. [1]

• Digital Tools: Proficient in using digital tools for booking appointments, communicating with clients, tracking commissions, and managing leads. [5]

AI responses may include mistakes.

[1] https://unstop.com/jobs/financial-consultant-hdfc-life-1176298

[2] https://www.hdfclife.com/insurance-advisor/role-of-insurance-agent

[3] https://www.instahyre.com/job-247808-sales-executive-at-hdfc-life-bangalore/

[4] https://www.hdfclife.com/hdfc-careers/smart-achievers.html

[5] https://www.hdfclife.com/insurance-advisor/life-insurance-advisor

[6] https://www.hdfclife.com/content/dam/hdfclifeinsurancecompany/footer/TERMS-AND-CONDITIONS-OF-APPOINTMENT.pdf

• It is a Full Time Accountant job for candidates with 0 - 6+ years Experience.

More about this Financial Accountant job

1. What is the eligibility criteria to apply for this Financial Accountant job?
   Ans: The candidate should be All Education levels and above with 0 - 6+ years Experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹30000 - ₹70000 per month + Incentives that depends on your interview. It's a Full Time job in Hyderabad.
3. How many working days are there for this Financial Accountant job?
   Ans: This Financial Accountant job will have 5 working days.
4. Are there any charges applicable while applying or joining this Financial Accountant job?
   Ans: No, there is no fee applicable for applying this Financial Accountant job and during the employment with the company, i.e., Hdfc Life.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Financial Accountant role?
   Ans: There is an immediate opening of 50 Financial Accountant at Hdfc Life
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Accountant job.
8. What are the timings of this Financial Accountant job?
   Ans: This Financial Accountant job has 09:00 AM - 06:00 PM timing.