Credit Officer Credit Analysis & Risk Assessment: Analyze financial statements, cash flow projections, and credit history to calculate risk ratios and determine a borrower’s ability to repay. Loan Approvals & Structuring: Approve, reject, or negotiate loan terms (such as interest rates and payment plans) based on established underwriting guidelines and policies . Portfolio Monitoring: Track the performance of existing loans, ensure compliance with loan covenants, and identify early warning signs of default. Compliance: Ensure all lending activities adhere to internal policies, industry standards, and regulatory requirements. Client Consultation: Meet with clients to gather necessary documentation, explain loan options, and guide them through the borrowing process. Documentation & Reporting: Prepare comprehensive credit memos, maintain accurate loan records, and present findings to credit committees or senior management.
Other Details
It is a Full Time Accountant job for candidates with 2 - 4 years of experience.
More about this Credit Officer - Loan Analysis and Risk Assessment job
Who is eligible to apply for this Credit Officer - Loan Analysis and Risk Assessment job at Equitas Small Finance Bank?
Ans : Candidates should have All Education levels for this Credit Officer - Loan Analysis and Risk Assessment job offered by Equitas Small Finance Bank.
How much can you earn in this position?
Ans : Salary details will be shared during the hiring process.
What shift and timings does this job follow?
Ans : This Credit Officer - Loan Analysis and Risk Assessment job follows a Day shift.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Buti Bori, Nagpur.
How many openings are available for this position?
Ans : There is 1 opening available for this position.
Is this job open for all genders?
Ans : Yes, this Credit Officer - Loan Analysis and Risk Assessment job is open for both male and female candidates.
Where is this job located?
Ans : This Credit Officer - Loan Analysis and Risk Assessment job is located in Buti Bori, Nagpur.
Why should you apply for this Credit Officer - Loan Analysis and Risk Assessment job?
Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening available.
A Naukri Group company
LoginHire Local Staff
Not Disclosed
Equitas Small Finance Bank
Buti Bori, Nagpur
2 - 4 years Experience in Accountant
Full Time
