Credit Officer

25,000 - 35,000 /month

Yaksh Infinlease Private Limited

Nirman Vihar, Delhi

1 - 3 years Experience in Accountant

5 Openings

Full Time

Graduate and above

All genders

09:00 AM - 06:00 PM | 6 days working

Job Benefits: PF

PAN Card, Aadhar Card, Bank Account

1. Key Responsibilities as a Credit Manager:

· Evaluate loan applications and assess borrower risk based on credit reports, income verification, and loan history.

· Perform KYC (Know Your Customer) and AML (Anti-Money Laundering) checks in line with company and legal guidelines.

· Analyze credit data and financial information to determine loan eligibility.

· Approve or decline loans within assigned credit limits or escalate decisions as needed.

· Communicate clearly with customers regarding loan terms, repayment schedules, and any conditions.

· Monitor loan portfolios for delinquencies and initiate pre-collection follow-ups.

· Ensure compliance with payday lending laws, fair lending practices, and internal risk policies.

· Coordinate with collections, customer service, and legal teams to manage high-risk accounts.

· Maintain accurate records of credit decisions and supporting documentation.

· Contribute to the improvement of risk assessment models and processes.

What is the eligibility criteria to apply for this Credit Officer job?
Ans: The candidate should be Graduate and above and above with 1 - 3 years of experience of experience
How much salary can I expect for this job role?
Ans: You can expect a salary of ₹25000 - ₹35000 per month that depends on your interview. It's a Full Time job in Delhi.
How many working days are there for this Credit Officer job?
Ans: This Credit Officer job will have 6 working days.
Are there any charges applicable while applying or joining this Credit Officer job?
Ans: No, there is no fee applicable for applying this Credit Officer job and during the employment with the company, i.e., Yaksh Infinlease Private Limited.
Is it a work from home job?
Ans: No, it’s not a work from home job and can't be done online.
How many openings are there for this Credit Officer role?
Ans: There is an immediate opening of 5 Credit Officer at Yaksh Infinlease Private Limited
Who can apply for this job?
Ans: Both Male and Female candidates can apply for this Accountant job.
What are the timings of this Credit Officer job?
Ans: This Credit Officer job has 09:00 AM - 06:00 PM timing.