Credit Officer / Loan Officer
Key Responsibilities
- Customer engagement for loan file compilation and document collection.
- Evaluate loan applications and assess borrower creditworthiness.
- Verify KYC, financial statements, bank statements and other documents.
- Conduct financial analysis, credit appraisal and CAM preparation.
- Assess repayment capacity, credit risks and suitable mitigants.
- Ensure compliance with credit policy, DOP and sanction terms.
- Coordinate with Sales, Operations, Legal and other teams for smooth processing and disbursement.
- Monitor portfolio, repayment behaviour and early warning indicators.
- Maintain complete and accurate credit files and MIS.