Credit Officer

Job Title: Credit Life Officer (CLO)

Channel: Bancassurance / Credit Life (NBFC / Bank Partner)

Location: Bangalore

CTC: 4.5LPA

Job Summary:

The Credit Life Officer (CLO) is responsible for driving business through partner bank/NBFC branches by sourcing credit life insurance policies. The role involves maintaining strong relationships with partner staff, ensuring business growth, and providing excellent customer service and operational support.

Key Responsibilities:

• Drive sales of Credit Life Insurance products through partner branches.

• Build and maintain strong relationships with partner branch managers and staff.

• Identify potential customers from the partner’s loan portfolio (Home Loan, Personal Loan, Auto Loan, etc.).

• Ensure timely conversion of leads into policy issuance.

• Achieve monthly and quarterly sales targets.

• Conduct product training and refresher sessions for partner employees.

• Ensure compliance with company policies and regulatory guidelines.

• Coordinate with operations and underwriting teams for smooth policy processing.

• Track and report business performance to senior management.

Key Skills Required:

• Strong sales and relationship management skills

• Good communication and presentation ability

• Knowledge of Credit Life / Bancassurance model preferred

• Basic understanding of financial and insurance products

• Target-oriented and self-motivated

Qualification & Experience:

• Graduation / Post-Graduation (preferred in Finance, Business, or related field)

• 2–5 years of experience in Life Insurance / Bancassurance / NBFC / Banking

• Experience in Credit Life business will be an added advantage

• It is a Full Time Accountant job for candidates with 6 months - 2 years of experience.

More about this Credit Officer job

1. What is the eligibility criteria to apply for this Credit Officer job?
   Ans: The candidate should be Graduate and above and above with 6 months - 2 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹20000 - ₹28000 per month that depends on your interview. It's a Full Time job in Bangalore.
3. How many working days are there for this Credit Officer job?
   Ans: This Credit Officer job will have 6 working days.
4. Are there any charges applicable while applying or joining this Credit Officer job?
   Ans: No, there is no fee applicable for applying this Credit Officer job and during the employment with the company, i.e., Canara Hsbc Life Insurance.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Credit Officer role?
   Ans: There is an immediate opening of 10 Credit Officer at Canara Hsbc Life Insurance
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Accountant job.
8. What are the timings of this Credit Officer job?
   Ans: This Credit Officer job has 10:00 AM - 06:00 PM timing.