Credit Officer Analyze home loan applications under Affordable Housing Finance segment Assess borrower profiles including salaried, self-employed, and informal income customers Conduct detailed credit appraisal including income estimation, FOIR, and repayment capacity Evaluate property documents and ensure legal & technical compliance Verify KYC, banking, and financial documents for authenticity Perform field investigation (FI) and residence/business verification when required Prepare credit appraisal notes and recommend approvals based on risk assessment Ensure adherence to internal credit policies, NHB/RBI guidelines, and compliance norms Coordinate with sales, legal, technical, and operations teams for smooth loan processing Monitor loan portfolio quality and identify early warning signals Maintain proper documentation and audit trails
Other Details
It is a Full Time Accountant job for candidates with 2 - 3 years of experience.
More about this Credit Officer - Affordable Housing Finance job
What are the eligibility criteria for this Credit Officer - Affordable Housing Finance job?
Ans : Candidates should have All Education levels with 2-3 years of experience for this Credit Officer - Affordable Housing Finance job offered by Equitas Small Finance Bank in Shahu Market Yard, Kolhapur.
What salary is offered for this Credit Officer - Affordable Housing Finance job?
Ans : Salary details will be shared during the hiring process.
What shift and timings does this job follow?
Ans : This Credit Officer - Affordable Housing Finance job follows a Day shift.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Shahu Market Yard, Kolhapur.
How many vacancies are there for this Credit Officer - Affordable Housing Finance job?
Ans : There is 1 vacancy for this Credit Officer - Affordable Housing Finance role.
Is this job open for all genders?
Ans : Yes, this Credit Officer - Affordable Housing Finance job is open for both male and female candidates.
What is the job location for this position?
Ans : The job location for this Credit Officer - Affordable Housing Finance position is Shahu Market Yard, Kolhapur.
What makes this Credit Officer - Affordable Housing Finance job a good opportunity?
Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening.
A Naukri Group company
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Equitas Small Finance Bank
Shahu Market Yard, Kolhapur
2 - 3 years Experience in Accountant
Full Time
