Credit Officer Analyze home loan applications under Affordable Housing Finance segment Assess borrower profiles including salaried, self-employed, and informal income customers Conduct detailed credit appraisal including income estimation, FOIR, and repayment capacity Evaluate property documents and ensure legal & technical compliance Verify KYC, banking, and financial documents for authenticity Perform field investigation (FI) and residence/business verification when required Prepare credit appraisal notes and recommend approvals based on risk assessment Ensure adherence to internal credit policies, NHB/RBI guidelines, and compliance norms Coordinate with sales, legal, technical, and operations teams for smooth loan processing Monitor loan portfolio quality and identify early warning signals Maintain proper documentation and audit trails
Other Details
It is a Full Time Accountant job for candidates with 2 - 6+ years Experience.
More about this Credit Officer - Affordable Housing Finance job
Who is eligible to apply for this Credit Officer - Affordable Housing Finance job at Equitas Small Finance Bank?
Ans : Candidates should have All Education levels for this Credit Officer - Affordable Housing Finance job offered by Equitas Small Finance Bank.
How much can you earn in this position?
Ans : Salary details will be shared during the hiring process.
What shift and timings does this job follow?
Ans : This Credit Officer - Affordable Housing Finance job follows a Day shift.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Krantisingha Nagar, Barshi.
How many openings are available for this position?
Ans : There is 1 opening available for this position.
Is this job open for all genders?
Ans : Yes, this Credit Officer - Affordable Housing Finance job is open for both male and female candidates.
Where is this job located?
Ans : This Credit Officer - Affordable Housing Finance job is located in Krantisingha Nagar, Barshi.
Why should you apply for this Credit Officer - Affordable Housing Finance job?
Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening available.