Credit Manager-Personal Loan-Credit Role & Responsibilities : Creditworthiness Assessment: Evaluate potential personal loan applicants by analyzing financial statements, credit reports, and payment histories to determine their creditworthiness and ability to repay. Loan Application Processing: Manage and authorize loan and credit applications, deciding to approve or reject requests based on established credit policies and the applicant's financial profile. Credit Policy Development: Create, implement, and regularly update the company's credit policies, guidelines, and procedures to mitigate risk and optimize loan performance. Risk Management: Develop credit scoring models to predict risks and set credit limits for borrowers, thereby managing the overall credit exposure of the organization. Loan Portfolio Management: Monitor the existing loan portfolio, ensuring timely payments and managing overdue accounts through follow-ups and debt settlement negotiations. Regulatory Compliance: Ensure all lending activities and credit procedures comply with applicable local and national regulations and internal policies
Other Details
It is a Full Time Accountant job for candidates with 2 - 6+ years Experience.
More about this Credit Manager - Personal Loan job
What are the eligibility criteria for this Credit Manager - Personal Loan job?
Ans : Candidates should have All Education levels with 2-7 years of experience for this Credit Manager - Personal Loan job offered by Kotak Mahindra Bank Limited in Vastral, Ahmedabad.
What salary is offered for this Credit Manager - Personal Loan job?
Ans : Salary details will be shared during the hiring process.
What shift and timings does this job follow?
Ans : This Credit Manager - Personal Loan job follows a Day shift.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Vastral, Ahmedabad.
How many vacancies are there for this Credit Manager - Personal Loan job?
Ans : There is 1 vacancy for this Credit Manager - Personal Loan role.
Is this job open for all genders?
Ans : Yes, this Credit Manager - Personal Loan job is open for both male and female candidates.
What is the job location for this position?
Ans : The job location for this Credit Manager - Personal Loan position is Vastral, Ahmedabad.
What makes this Credit Manager - Personal Loan job a good opportunity?
Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening.
A Naukri Group company
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Kotak Mahindra Bank Limited
Vastral, Ahmedabad
2 - 6+ years Experience in Accountant
Full Time
