Credit Manager-Loan Against Property

Not Disclosed

Kotak Mahindra Bank Limited

Sector 62 Noida, Noida

2 - 6+ years Experience in Accountant

1 Opening

Full Time

Job Highlights

All Education levels

All genders

5 days working | Day Shift

Job Description

Credit Manager-Loan Against Property-Credit We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. Conduct credit underwriting for SENP/SEP mortgage cases with in-depth financial and business analysis. Visit customers to understand business background and validate financials. Monitor delinquency of underwritten cases during the initial stages to maintain near-zero default levels. Maintain credit quality and stay updated on economic indicators and mortgage industry trends. Ensure consistent productivity in processing and decision-making. Support implementation of head office and local credit policies at the ground level. Mentor and monitor CPAs to ensure quality output and productivity. Handle audit and compliance requirements related to underwriting. Experience Level Mid Level

Other Details

It is a Full Time Accountant job for candidates with 2 - 6+ years Experience.

More about this Credit Manager-Loan Against Property job

What are the eligibility criteria for this Credit Manager-Loan Against Property job?
Ans : Candidates should have All Education levels with 2-7 years of experience for this Credit Manager-Loan Against Property job offered by Kotak Mahindra Bank Limited in Sector 62 Noida, Noida.
What salary is offered for this Credit Manager-Loan Against Property job?
Ans : Salary details will be shared during the hiring process.
What shift and timings does this job follow?
Ans : This Credit Manager-Loan Against Property job follows a Day shift.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Sector 62 Noida, Noida.
How many vacancies are there for this Credit Manager-Loan Against Property job?
Ans : There is 1 vacancy for this Credit Manager-Loan Against Property role.
Is this job open for all genders?
Ans : Yes, this Credit Manager-Loan Against Property job is open for both male and female candidates.
What is the job location for this position?
Ans : The job location for this Credit Manager-Loan Against Property position is Sector 62 Noida, Noida.
What makes this Credit Manager-Loan Against Property job a good opportunity?
Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening.