Credit Manager - Infrastructure

Manager - Credit (Infra) - Credit - Mumbai - Lodha (I-Think Techno Campus) - JM Credit Assessment: Evaluate the creditworthiness of Cleantech finance applicants, including businesses and projects. Assess financial statements, credit reports, and other relevant data to determine risk profiles. Credit Recommendations: Provide clear and well-supported credit recommendations, including credit limits and terms. Collaborate with cross-functional teams to ensure alignment with business objectives. Credit Portfolio Management: Monitor and manage the credit portfolio to minimize risks and maximize returns. Identify early warning signs and take proactive measures to mitigate potential losses. Compliance and Policy Adherence: Ensure compliance with internal credit policies and regulatory requirements. Contribute to the development and refinement of credit policies and procedures. Build and maintain strong relationships with clients and partners. Conduct comprehensive risk assessments, identifying potential credit risks and opportunities. Analyze industry-specific risks and market dynamics affecting Cleantech projects. Documentation and Reporting: Prepare accurate and comprehensive credit reports and documentation. Maintain detailed records of credit assessments and decisions. Market and Industry Research: Stay informed about Cleantech industry trends, market dynamics, and emerging risks. Apply market insights to credit assessments and risk management. Financial Reporting and Automation: Prepare divisional P&L reports for Lease Business, including India Desk and Japan Desk. Perform COF rate and RM mapping, and execute adjustment entry uploads for PF Term loan reports into BO. Automate reporting processes to enhance efficiency and accuracy. Ad-hoc Reporting: Provide ad-hoc reports as required by the business to support decision-making. Assist in generating data for CTLC debit notes and verify their correctness