Credit Assurance Manager

Corporate - Credit Assurance Manager -Mumbai - Lodha (I-Think Techno Campus) - JM Major Deliverables:  Conduct through audits of Credit Facilities sanctioned/Disbursed to ensure compliance with company policies & regulations  Review and analyse financial statements, Credit Reports & other reports to assess creditworthiness and risk  Evaluate effectiveness of credit processes and recommend improvements  Prepare monthly draft report on basis of initial review and discuss with relevant stakeholder to obtain appropriate and satisfactory justification/ratification  Prepare monthly final report summarizing findings  Collaborate with Credit & CAD to ensure proper documentation and adherence to policies  Co-ordinate with vendor to get document adequacy report published and review the same as well as provide them feedback and training.  Stay informed on industry trends, regulations & best practices related to credit audit and risk management  Advanced understanding of Financial parameters such as ratio analysis (Current Ratio, DSCR, ISCR, Debt Equity, LTD/NCA, quasi equity etc  Hands on with Excel and PPT  Good in number crunching and working on MIS  Proven experience in credit audit of Corporate loans, Term Loan, Business Loan, Working Capital, Loan against Property and financial analysis, or a related field, with a strong understanding of credit risk assessment and management shall be preferred  Familiarity with accounting principles, financial reporting, and auditing standards. Excellent analytical and problem-solving skills, with a keen attention to detail. Strong communication and interpersonal skills, with the ability to work effectively with Cross-functional teams. Proficiency in financial software and tools, such as spreadsheets and databases. Ability to work independently and prioritize tasks effectively in a fast-paced environment. Knowledge of industry regulations and compliance standards related to credit auditing.