Accounts Credit Analyst

Job description:

Fraud Detection & Risk Analysis

• Review and verify customer financial documents and loan applications

• Analyse Balance Sheets, Profit & Loss Statements, and Cash Flow Statements

• Scrutinise bank statements, ITRs, GST returns, and supporting documents

• Identify discrepancies, forged entries, inflated income, or suspicious transactions

• Detect financial red flags and potential fraud patterns

• Cross-check ledger entries, sales/purchase records, and tax filings

• Prepare detailed fraud investigation and risk assessment reports

• Recommend preventive controls to minimise financial risk

Accounting & Compliance

• Maintain books of accounts using Tally

• Record day-to-day transactions, bank reconciliation, and ledger management

• Prepare and finalise accounts on a monthly and annual basis

• Handle GST compliance, including GSTR-1 and GSTR-3B filings and reconciliations

• Manage TDS calculations, returns, and compliance

• Coordinate with Chartered Accountants, auditors, and consultants

Required Skills & Qualifications

• Strong understanding of accounting principles and bookkeeping

• Hands-on experience with Tally

• Working knowledge of GST, TDS, and taxation basics

• Ability to analyse financial statements and accounting records

• Proficiency in MS Excel (formulas, reconciliation, data comparison)

• Strong analytical and investigative mindset

• High attention to detail and accuracy

• Good written documentation and reporting skills

Preferred Candidate Profile

• B.Com / M.Com / MBA Finance or relevant qualification

• Prior experience in accounting, audit, lending, NBFCs, or fraud investigation preferred

• Knowledge of financial verification and compliance processes is an advantage

Work Location: In person

• It is a Full Time Accountant job for candidates with 3 - 6+ years Experience.