Team Member-Comm. Bank HO & Support-Process & Policy Compliance Excellence Job Description: Team Member - Collections Strategy | Commercial Vehicles Grade: M4/M5 Experience: 3- 4 years of audit experience in retail and know- how of regulatory compliance. Purpose of Role Own end-to-end collection strategy for the CV CE group Delinquency control, and cost of collections. Key Responsibilities Strategy & Analytics •Design segmentation-based collection strategy: Allocation, Vendor management, controlling Credit cost. •Build & deploy EWS models with Risk: DPD 30+ triggers, telematics/GPS inactivity, FASTag drop, fuel card usage dip. •Optimize channel mix – field, tele-calling, digital nudges, legal, repossession – for best ROI per segment. •Stress-test portfolio for external shocks: fuel price, export slowdown, construction cycles. Prepare contingency dial-up/dial-down plans. •Set monthly/quarterly targets: GNPA, NPA, Roll-back %, Flow rates, Resolution %, Recovery %. Team & Capability •Drive R&R, capacity planning. Implement digital tools: field app, predictive dialler, AI voicebots, UPI payment links, GPS tracking. •Ensure 100% compliance with RBI Fair Practices Code, regulatory norms, audit Experience Level Mid Level
Other Details
- It is a Full Time Accountant job for candidates with 3 - 4 years of experience.
More about this Collections Strategy Team Member - Commercial Vehicles job
Who is eligible to apply for this Collections Strategy Team Member - Commercial Vehicles job at Kotak Mahindra Bank Limited?
Ans : Candidates should have All Education levels for this Collections Strategy Team Member - Commercial Vehicles job offered by Kotak Mahindra Bank Limited.
How much can you earn in this position?
Ans : Salary details will be shared during the hiring process.
What shift and timings does this job follow?
Ans : This Collections Strategy Team Member - Commercial Vehicles job follows a Day shift.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Virar West, Mumbai.
How many vacancies are there for this Collections Strategy Team Member - Commercial Vehicles job?
Ans : There is 1 vacancy for this Collections Strategy Team Member - Commercial Vehicles role.
Is this job open for all genders?
Ans : Yes, this Collections Strategy Team Member - Commercial Vehicles job is open for both male and female candidates.
What is the job location for this position?
Ans : The job location for this Collections Strategy Team Member - Commercial Vehicles position is Virar West, Mumbai.
What makes this Collections Strategy Team Member - Commercial Vehicles job a good opportunity?
Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening.