1. Risk Assessment: Evaluate life insurance applications and determine the level of risk involved.
Analyze medical records, financial documents, and lifestyle factors.
2. Decision Making: Collaborate with medical consultants for complex cases.
Ensure decisions align with underwriting guidelines and compliance standards.
3. Documentation and Reporting: Maintain accurate records of underwriting decisions and justifications.
Prepare detailed reports and summaries for management and clients.
5. Process Improvement: Identify trends in applications and recommend updates to underwriting guidelines.