Position: Loan Officer
Reports To: Branch Manager
Age:18-28 years
Job Description - Loan Officers will be responsible for providing loans, servicing to small retailers and business outlets and perform collection activities under model and generating leads and meeting sales goals. This outbound/field job requires good interpersonal skills and basic understanding of sales process and dynamics.
Job Responsibilities
• Customer Acquisition: Conduct market survey to identify interested customers for taking loan. Acquire new customers and expand the customers and expand the customer base.
• Relationship Building: Build and maintain strong relationships with existing customers.
• Revenue Generation: Promote Overdraft and Retail Loan Products and achieve revenue targets through effective sales and relationship management
• Collection Efficiency: Improve portfolio quality and minimize customer delinquency rates through efficient collection practices
• Should possess the skill to work both in team and perform independently Skills and Qualifications Required
• Education: Intermediate/Graduation (Any stream)
• Minimum Experience Required: 0-2 Years
• The ability to sell and handle customers efficiently
• Possess excellent communication and negotiation Skills
• Having high degree of self-motivation and ambition
• Capability to grow in a competitive environment
• Proficiency in English, Hindi and vernacular (Reading, Writing and Speaking)
• The role requires extensive travelling.
Note: Owning Insured two-wheeler and driving license is mandatory.