Company: Bharat Financial Inclusion Limited (A 100% Subsidiary of IndusInd Bank)
Location: [Specify Location]
Department: Operations / Field Team
Reporting to: Branch Manager / Unit Manager
To mobilize potential women borrowers in rural/semi-urban areas, conduct group formation, and ensure timely loan disbursement and repayment collection under the Joint Liability Group (JLG) lending model.
Conduct door-to-door visits to identify and mobilize eligible women clients.
Conduct village surveys and center meetings to promote group loan products.
Form Self Help Groups (SHGs) / Joint Liability Groups (JLGs) as per company policy.
Explain loan terms, repayment schedule, and responsibilities to clients.
Facilitate KYC collection, verification, and documentation.
Coordinate with branch for smooth loan processing and disbursement.
Ensure 100% collection of EMIs and maintain daily recovery records.
Regular follow-up with delinquent clients and report any irregularities.
Build good rapport with clients, local authorities, and community leaders.
Maintain MIS/data and submit daily reports to Branch Manager.
Education: Minimum 10+2; Graduation preferred.
Experience: 0–2 years (Freshers can apply); prior experience in microfinance/NBFC will be an added advantage.
Language Skills: Should know the local language (e.g., Hindi, Marathi).
Travel: Must be willing to travel extensively in assigned rural/urban areas.
Good communication and interpersonal skills
Basic understanding of financial products
Customer service attitude
Team player and goal-oriented
Trustworthy and responsible