Job Title: Backend Executive ________________________________________(Company Overview)(BIKESH FINSERV PVT LTD is a dynamic and customer-centric financial institution specializing in providing fast and accessible personal loan solutions. We leverage technology to simplify the lending process and empower our customers.")________________________________________(Job Summary)We are looking for a meticulous and efficient Backend Executive to manage our personal loan processing operations. The successful candidate will be the backbone of our lending process, responsible for everything from application verification to final loan disbursement. This role is critical for ensuring a smooth, compliant, and timely loan approval process for our customers, directly impacting customer satisfaction and our operational success.________________________________________(Key Responsibilities)•	Loan Application Processing: Receive and review personal loan applications from various channels, ensuring all required information and documentation are complete.•	Documentation & Verification:o	Scrutinize and verify applicant documents, including KYC (Aadhaar, PAN), income proof (salary slips, bank statements), and employment details.o	Conduct tele-verification with applicants or their employers to confirm provided information.•	Credit & Risk Assessment Support:o	Input applicant data accurately into the Loan Origination System (LOS) or CRM.o	Check CIBIL/credit scores and report any discrepancies as per the credit policy.•	Coordination & Follow-up:o	Liaise with the sales team to rectify any deficiencies or collect pending documents from applicants.o	Coordinate with the credit underwriting team to ensure smooth application flow.•	Disbursement Process:o	Prepare and check loan agreements and other legal documents.o	Initiate the final loan disbursement process upon approval, ensuring accuracy in account details and loan amounts.•	Record Keeping & Reporting: Maintain organized digital and physical records of all loan files. Generate regular MIS reports on application status, processing times, and disbursement figures.________________________________________(Required Skills and Qualifications)•	Education: Graduation•	Experience: 1-3 years of direct experience in a backend operations role for personal loans, unsecured loans, or a similar retail lending product within a Bank or NBFC.•	Technical Skills:o	Proficiency in using a Loan Origination System (LOS) or Loan Management System (LMS).o	Strong command of MS Excel for data management and reporting.•	Domain Knowledge:o	Thorough understanding of the personal loan lifecycle, from login to disbursement.o	Solid knowledge of KYC norms and regulatory compliance in lending.•	Key Competencies:o	Exceptional Attention to Detail: Crucial for accurate document verification and data entry.o	Process-Oriented: Ability to follow standard operating procedures (SOPs) consistently.o	Effective Communication: Clear and professional communication skills for coordinating with internal teams.________________________________________(Preferred Qualifications)•	Experience working in a high-volume loan processing environment.•	Familiarity with digital lending platforms and processes.•	Ability to read and interpret credit bureau (CIBIL) reports.(Eligibility Criteria)•	Age: 18 to 30 years•	Salary: 12k to 18k Depends on Interview•	Job Type: Full-time (09:00AM – 06:00 PM)•	Working Days: Monday – Saturday (Sunday Weekly Off)Job Location: 101, 1st Floor, Rukhmani Waman CHS, Thane WestLandmark: Near A1 Furniture, 5 minutes walking distance from Thane StationInterview Timing: 11:00 AM – 4:00 PM-----------------------------------------------------------📍 Walk-in interviews availableIf you meet the above criteria, visit us at the mentioned address during interview hours.
ఇతర details
- It is a Full Time బ్యాక్ ఆఫీస్ / డేటా ఎంట్రీ job for candidates with 6 months - 5 years of experience.
బ్యాకెండ్ ఎగ్జిక్యూటివ్ job గురించి మరింత
బ్యాకెండ్ ఎగ్జిక్యూటివ్ jobకు apply చేయడానికి అర్హతా ప్రమాాణాలు ఏమిటి?
Ans: అభ్యర్థికి 12వ తరగతి పాస్, అంతకంటే ఎక్కువ మరియు అంతకంటే ఎక్కువ 6 months - 5 years of experience అనుభవంతో ఉండాలి
ఈ Job రోల్ కోసం నేను ఎంత జీతం ఆశించగలను?
Ans: మీ ఇంటర్వ్యూపై ఆధారపడి శాలరీ ₹12000 - ₹23000 నెలకు + ఇన్సెంటివ్లుని మీరు ఆశించవచ్చు. ఇది ముంబైలో Full Time Job.
బ్యాకెండ్ ఎగ్జిక్యూటివ్ job కొరకు ఎన్ని పనిదినాలు ఉన్నాయి?
Ans: ఈ బ్యాకెండ్ ఎగ్జిక్యూటివ్ jobకు 6 working days ఉంటాయి.
ఈ బ్యాకెండ్ ఎగ్జిక్యూటివ్ jobకు apply చేసేటప్పుడు లేదా చేరేటప్పుడు ఏవైనా ఛార్జీలు ఉన్నాయా?
Ans: లేదు, ఈ బ్యాకెండ్ ఎగ్జిక్యూటివ్ jobకు కంపెనీలో ఉదాహరణకు, Bikesh Finserv Private Limitedలో పనిచేసేటప్పుడు ఎలాంటి ఫీజులు వర్తించవు.
ఇది ఇంటి నుండి పని చేసే పనినా?
Ans: లేదు, ఇది ఇంటి వద్ద నుంచి Job కాదు మరియు ఆన్లైన్లో చేయలేం.
ఈ బ్యాకెండ్ ఎగ్జిక్యూటివ్ రోల్ కు ఎన్ని ఓపెనింగ్లు ఉన్నాయి?
Ans: Bikesh Finserv Private Limited వద్ద 30 బ్యాకెండ్ ఎగ్జిక్యూటివ్ ఇమ్మీడియెట్ ఓపెనింగ్ ఉంది
ఈ Jobకు ఎవరు apply చేసుకోవచ్చు?
Ans: పురుష అభ్యర్థులు మాత్రమే ఈ బ్యాక్ ఆఫీస్ / డేటా ఎంట్రీ jobకి apply చేసుకోవచ్చు.
ఈ బ్యాకెండ్ ఎగ్జిక్యూటివ్ Job టైమింగ్స్ ఏమిటి?
Ans: ఈ బ్యాకెండ్ ఎగ్జిక్యూటివ్ jobకు 09:00 AM - 06:00 PM టైమింగ్ ఉంటుంది.
అభ్యర్థులు మరింత సమాచారం కోసం HRకు call చేయవచ్చు.