Evaluate loan applications (personal, business, auto, mortgage, etc.) for completeness and accuracy
Analyze financial data such as income, assets, liabilities, and credit reports
Assess credit risk and determine loan eligibility in accordance with internal and regulatory guidelines
Approve or recommend approval/denial of loans within assigned authority limits
Communicate loan decisions clearly to applicants and internal teams
Collaborate with underwriters, credit analysts, and sales staff
Maintain accurate records of all loan documentation and decisions
Ensure compliance with company policies, procedures, and regulatory standards (e.g., Dodd-Frank, CFPB, etc.)
Participate in audits and internal quality reviews
Stay updated on lending trends, interest rates, and credit risk assessment tools