Location: Patna, Bihar
Department: Loan Sales – Home Loan & Business Loan
Employment Type: Full-time
We are seeking a Relationship Officer (RO) with minimum 1 year of experience in loan sales, preferably in Home Loans or Business Loans. The ideal candidate should have strong field experience, customer handling skills, and a CIBIL score of 700 or above, reflecting financial discipline and creditworthiness.
Source potential customers for Home Loans and Business Loans in and around Patna.
Conduct field visits to meet customers, understand their needs, and provide appropriate loan solutions.
Explain loan features, eligibility criteria, and documentation requirements to customers.
Assist customers with the application process and coordinate until disbursement.
Ensure timely follow-ups and relationship management to drive repeat and referral business.
Meet monthly sales targets and contribute to the growth of the loan portfolio.
Maintain and update customer records using CRM and internal systems.
Comply with all regulatory norms and company policies during loan sourcing.
Minimum 1 year of experience in selling Home Loans, Business Loans, or similar financial products.
Good knowledge of the local market in Patna.
Must have a CIBIL score of 700 or higher (subject to verification).
Strong communication and convincing skills.
Ability to work independently and manage field activities.
Basic proficiency in computers (MS Office, CRM tools).
Graduate in any discipline (Commerce/Finance preferred).
Language: Fluency in Hindi; basic English preferred.