टेलीकॉलर

Industry: Fintech

••Company Overview:

Mxon Technologies is a Fintech plaftorm dedicated to catalyzing the success of Medium and

small enterprises (MSME) by offering accessible credit solutions. Our products, Supply Chain Finance (SCF), and Working Capital Term Loans are designed to simplify the borrowing process for Medium and small enterprises (MSME). With a commitment to ease and efficiency, we leverage advanced technology to ensure a seamless application and approval process. Mxon Technologies stands as a reliable partner, providing transparent and easy to-avail credit options that empower small businesses to navigate financial challenges and thrive in a competitive market.

Job Role: Business Credit Associate(onsite)

Work Location: Bangalore

••Job Summary:

We are looking for a Fintech Credit Associate with 1-2 years experience. As a Business Credit

Associate you will be responsible for:

overseeing a company's credit policies and managing the credit extended to customers

Candidates with prior experience in Fintech or NBFC industry is mandatory.

Join in our exciting journey to revolutionize the B2B Payment and Credit Management space.

••Roles and Responsibilities:

Credit Assessment & Underwriting

Evaluate loan applications based on financial documents, credit history, and risk parameters.

Analyze customer profiles, repayment capacity, and overall creditworthiness.

Ensure compliance with credit policies and risk management frameworks.

Risk Evaluation Identify potential risks in loan proposals and suggest appropriate risk mitigants. Monitor market trends and economic indicators to adjust risk models accordingly.

Approval Process

Approve or recommend loan proposals within the delegated authority limit.

Collaborate with senior management and risk teams for high-value or complex cases.

Portfolio Management
Monitor existing loan portfolios for early warning signals and overdue accounts.

Ensure timely review and renewal of credit facilities.

Compliance & Documentation

Ensure adherence to RBI guidelines, internal policies, and legal regulations.

Review and verify loan documentation to ensure completeness and accuracy.

Coordination & Communication

Work closely with sales, legal, operations, and collections on teams.

Act as a liaison between internal stakeholders and external clients for credit-related matters.

Reporting & MIS

Prepare and present periodic credit reports, risk assessments, and performance metrics to

management.

Process Improvement

Recommend and implement improvements in credit evaluations on processes and systems.

••Requirements:

1. Direct experience in the lending / FinTech industry /SCF .

2. Have 1-2 years of experience working in credit management

3. Ability to engage with customers and work with other disciplines internally to create an

effective solution to close the deal.

4. Good knowledge of MSOffice, MS Excel and other relevant digital skills to clearly explain to the customer the organization program that is offered.

5. Should have effective Presentation skills. Will have to give presentations to the Sr.

Management for their concurrence and also to the end customers for closing the deals.

6. Strong problem-solving skills and willingness to think outside the box.

7. High energy, hands-on, detailed-oriented and able to work independently.

8. Good communication and interpersonal skills.

9. Self-starter, ability to work and thrive within a fast-paced, culturally diverse, and hands-on

environment.

10. Excellent written and verbal communication and interpersonal skills; Ability to multi

task, organize, and priortize work

• इस फुल टाइम टेलीसेल्स / टेलीमार्केटिंग Job में 6 - 24 महीने का अनुभव वाले उम्मीदवारों की जरुरत है।

इस टेलीकॉलर Job के बारे में अधिक जानकारी

1. इस टेलीकॉलर Job के लिए आवेदन करने के लिए पात्रता मानदंड क्या है?
   Ans: उम्मीदवार ग्रेजुएट होना चाहिए और उसके पास 6 - 24 महीने का अनुभव होना चाहिए।
2. मैं इस Job की रोल के लिए कितने वेतन की उम्मीद कर सकता हूं?
   Ans: आप ₹20000 - ₹45000 प्रति महीने + इन्सेन्टिव के वेतन की उम्मीद कर सकते हैं जो आपके इंटरव्यू पर निर्भर करता है। यह बैंगलोर में एक फुल टाइम Job है।
3. इस टेलीकॉलर Job के लिए कितने कार्य दिवस हैं?
   Ans: इस टेलीकॉलर Job के लिए कार्य दिवस 6 दिन का होगा।
4. क्या इस टेलीकॉलर Job के लिए आवेदन करते समय या इस Job को ज्वाइन करने के बाद कोई शुल्क भी लागू होता है?
   Ans: नहीं, इस टेलीकॉलर Job के लिए आवेदन करते समय या इस Job को ज्वाइन करने के बाद कोई भी शुल्क नहीं लगता है !
5. क्या यह टेलीकॉलर Job घर से किया जा सकता है?
   Ans: नहीं, यह Job घर से ऑनलाइन नहीं किया जा सकता है।
6. इस टेलीकॉलर Job के लिए कितनी रिक्तियां हैं?
   Ans: MXON TECHNOLOGIES में तत्काल टेलीकॉलर के लिए 20 रिक्तियां हैं!
7. इस टेलीकॉलर Job के लिए कौन आवेदन कर सकता है?
   Ans: पुरुष और महिला दोनों उम्मीदवार इस टेलीसेल्स / टेलीमार्केटिंग Job के लिए आवेदन कर सकते हैं।
8. इस टेलीकॉलर Job के लिए टाइमिंग क्या है?
   Ans: इस टेलीकॉलर Job में Day की शिफ्ट है।