Job Title: Financial Advisor
Company: PNB MetLife India Insurance Co. Ltd.
Job Summary:
Financial Advisors at PNB MetLife are responsible for identifying client needs, offering suitable financial and insurance solutions, and building long-term relationships to help clients protect their financial dreams. The role offers flexibility, entrepreneurial opportunities, and the potential for unlimited earnings through commissions and incentives. Advisors work with a high degree of independence, balancing client engagement with disciplined sales efforts.
Key Responsibilities:
Identifying Prospects: Find individuals or families who could benefit from financial protection plans.
Understanding Client Needs: Engage with clients to evaluate their financial goals and requirements.
Offering Solutions: Recommend appropriate insurance and financial products tailored to clients' unique needs.
Collecting References: Leverage client networks to generate leads and expand business opportunities.
Enhancing Knowledge: Educate clients about the benefits of insurance and financial planning to increase awareness.
Compliance and Ethics: Adhere to high ethical standards and regulatory requirements in all client interactions.
Discipline: Maintain a driven and disciplined approach to achieve sales targets despite flexible work hours.
Financial Planning: Provide personalized financial strategies, including retirement planning and investment options (specific to some locations like Lucknow).
Qualifications and Skills:
Educational Requirements: Minimum qualification of SSC/10th Pass. A Bachelor’s degree in Finance, Accounting, Economics, or a related field may be preferred for certain roles.
Experience: Open to freshers and experienced candidates.
Key Skills:
Entrepreneurial mindset and strong sales aptitude.
Excellent communication and interpersonal skills.
Resilience, perseverance, and determination.
Strong planning and organizational abilities.
High ethical standards and values.
Analytical and problem-solving skills (especially for roles involving financial planning).
Openness to learning and adaptability.
What PNB MetLife Offers:
Flexible Work Timings: Work-from-home or hybrid options available, allowing work-life balance.
Unlimited Earnings: Commission-based income with no upper limit, plus incentives like exotic vacation trips and rewards.
Training and Development: Comprehensive training, including a 3-year Certified Insurance Planner Course from Symbiosis Institute of Management for some roles.
Recognition: Opportunities for global recognition at international conventions.
Career Growth: Pathways to advance to roles like Distribution Manager or Life Insurance Manager.
Support: Seamless onboarding, access to advanced tech support, and a collaborative work environment.
Benefits: Annual bonuses, Provident Fund (PF), Employee State Insurance (ESI), and flexible 5-day work weeks for some positions.
Salary:
Range: ₹20,000–₹45,000 per month (fixed salary of ₹20,000–₹25,000 plus incentives, with earning potential up to ₹45,000 based on performance).
Compensation Structure: Primarily commission-based with additional incentives for high performers. Some roles may offer a stipend based on performance during training.
Job Type:
Full-time, part-time, or work-from-home options available, depending on the location and role.
Locations:
Park Street Kolkata
Eligibility:
Minimum age: 18 years (some roles specify 24–60 years).
Suitable for individuals seeking a primary or secondary income source, including those balancing studies, housework, or retirement planning.
Entrepreneurial spirit, passion for helping others, and ability to build long-term client relationships.