Review and process mortgage loan applications.
Verify applicant information, including income, credit history, and employment.
Ensure compliance with lending policies and regulations.
Communicate with applicants, underwriters, and third-party vendors.
Maintain accurate documentation and records.
Coordinate with clients to collect and verify necessary documents, arranging pickups if required to avoid delays.
Verify applicant’s personal information (ID, address proof, etc.).
Cross-check income and employment details with provided documents.
Perform credit checks and analyze the applicant’s credit score.
Assess debt-to-income (DTI) ratio and financial standing.
Order property appraisal through an approved valuation agency.
Submit verified documents to the underwriting team for risk assessment.
Follow up with underwriters on conditional approvals or additional requirements.