Key Responsibilities:
Evaluate loan applications and documentation by confirming credit worthiness.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Approve loans within specified limits or refer loan applications to management for approval.
Explain different types of loans and credit options and the terms of those services to applicants.
Prepare and review all loan documentation for completeness and accuracy.
Ensure compliance with bank policies and regulatory guidelines.
Maintain and develop client relationships to encourage repeat business and referrals.
Monitor loan repayment activities and manage overdue accounts.