Make outbound calls to customers with overdue accounts to remind them of pending payments.
Follow up through calls, emails, or messages to ensure payment collection within defined timelines.
Negotiate repayment plans or settlements as per company policy and customer affordability.
Maintain accurate records of interactions, payment commitments, and updates in the system.
Escalate complex cases or disputes to the senior collection officers or team leaders.
Achieve assigned targets related to collections, call quality, and productivity.
Ensure compliance with company policies, RBI guidelines, and fair debt collection practices.
Maintain confidentiality of customer data and handle all communication professionally.
Excellent communication and negotiation skills (Hindi/English/regional language).
Strong persuasive and problem-solving abilities.
Basic computer knowledge and familiarity with CRM or collection tools.
Ability to work under pressure and meet deadlines.
Positive attitude, patience, and resilience when handling difficult customers.