Job Title: Underwriter – Health (Employee Benefit)
The Underwriter is responsible for evaluating and analyzing the risks involved in Health insurance proposals- Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance etc. They ensure sound underwriting practices while working closely with insurers and clients to secure optimal coverage and terms.
Key Responsibilities:
1 )Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Health insurance proposals- Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance.
2) Recommend suitable products, terms, and comparitive premiums to internal sales team/customers.
3) Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT.
4) Ensure accuracy in documentation like proposal forms and endorsements.
5) Coordinate with internal teams – sales, operations, and claims – for smooth service delivery.
6) Maintain accurate underwriting records and reports.
7) Maintaining claim documentation for Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance etc. Key Skills & Competencies:
1) Sound knowledge of underwriting practices across Health Lines products (including Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance).
2) Excellent verbal & written communication skills.
3) Excellent MS Office skills like advanced Excel, PowerPoint presentations.
4) Familiarity with IRDAI regulations and insurance systems. Qualifications:
1 )Preferably engineering or any Graduate & Insurance certifications like Licentiate / Associate from III will be preferred.
2)2–5 years of underwriting experience in General & Life Insurance company or Insurrance Broking Company .
3)freshers also can apply
salary
Freshers -15000 in training period and after confirmation salary as per company norms.
Experienced based on last salary and range is 25000-35000 based on skill set.