JD of Credit manager II
1. Evaluate potential customers’ creditworthiness after checking all documents
2. Calculate and set loan interest rates
2. Marketing Research and evaluate clients'
4. Create credit scoring models to predict risks.
5. Negotiate loan terms with new customers
5. Approve or reject loan requests, based on credibility and potential revenues and losses
6. Proper Co ordination with Calling team, FI team and Disbursement team