Key Responsibilities:
1. Loan Disbursement: Manage the end-to-end loan disbursement process, ensuring
accurate and timely transfers while maintaining records.
2. Tracker: Develop and maintain comprehensive trackers for all loan-related
activities, including disbursements, cancellations, and refunds.
3. Loan Cancellation s Refund Management: Oversee the cancellation of loans and
manage refunds, ensuring compliance with internal policies and timely resolution.
4. Bank Reconciliation: Perform daily and monthly reconciliations between internal
systems and bank accounts, identifying and resolving discrepancies.
5. LMS Reconciliation: Ensure all loan data within the Loan Management System
(LMS) is accurate and reconciled with financial records on a regular basis.
6. Cross-Department Coordination: Act as the liaison between the finance, credit,
and loan operations teams to track loan status and resolve operational issues.
7. Bank Coordination s Rights Management: Manage communication with banks to
resolve banking issues, secure necessary approvals, and handle follow-ups for
banking rights.
8. Process Optimization: Identify opportunities to streamline loan disbursement and
financial tracking processes, improving efficiency and accuracy.
9. Regulatory Compliance: Ensure all financial operations comply with regulatory
requirements, including RBI guidelines for NBFCs.
10. Reporting s Analysis: Provide regular reports on loan status, disbursement
metrics, reconciliations, and outstanding loans to senior management.
11. Audit Preparation: Assist in preparing for internal and external audits by ensuring
documentation is accurate and readily available.